1641 Lafayette Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 1641 Lafayette Ave, Hudson, NC 28638 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1972
Lot Size	0.829 acres (36,100 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Feb 2021)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 16`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 16`
Alternative APN	`170695`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Heated Area
Gross Area	2,490 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Finished Basement	258 sqft
Unfinished Basement	774 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,100 sqft (0.829 acres)
Lot Dimensions	190 ft deep x 190 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Patio Area	114 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	170695
Street Address	1641 LAFAYETTE AVE
City	HUDSON
State	NC
Zip	28638-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2011 PG 1901 YR 21 ST 336.00
Legal Subdivision	ROBERT B MILLER JR PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4021
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 81A 1 16

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 02, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 11, 2021	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Apr 26, 1999
Deed Document Number	202110053654
Deed Book / Page	2011 / 1901
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	Jun 16, 2026
Property Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Document Number	0010119973
Book / Page	2167 / 1624
Instrument Date	Jun 12, 2026
Instrument	202610119973
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Investor	Possibly a Property Investor

Mortgage

Document Number	0010119973,
Date	Jun 16, 2026
Book Page	2167/1624
Instrument	202610119973

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Interest

Rate	6.36%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Investor	Possibly a Property Investor

Mortgage

Document Number	0021461134
Date	Oct 02, 2025
Book Page	2146/1134
Instrument	10111508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 11, 2021
Property Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Document Number	0020111901
Book / Page	2011 / 1901
Instrument Date	Feb 11, 2021
Instrument	10053654
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 LAFAYETTE AVE, HUDSON, NC 28638-8702
Investor	Possibly a Property Investor

Mortgage

Document Number	10053655
Date	Feb 11, 2021
Instrument	10053655

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+76.21%)	$182,400 (+71.91%) Land $23,100 Building $159,300	$182,400 (+71.91%) Land $23,100 Building $159,300
2023		$106,100 (-) Land $25,800 Building $80,300	$106,100 (-) Land $25,800 Building $80,300
2022	$1,009.00	$106,100 Land $25,800 Building $80,300	$106,100 Land $25,800 Building $80,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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