16207 September Dr, Lutz, FL 33549 Property Records

Hillsborough County property record for 16207 September Dr, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1978
Lot Size	0.253 acres (11,008 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jan 2020)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034145-4012`

Property Details

APN / Parcel Number

Primary APN	`034145-4012`
Alternative APN	`U3027191CQ000000000060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,434 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	2,434 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,008 sqft (0.253 acres)
Lot Dimensions	151 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Open Porch
Porch Area	520 sqft
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0341454012
Street Address	16207 SEPTEMBER DR
City	LUTZ
State	FL
Zip	33549-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	CALM HARBOUR SUBDIVISION LOT 6
Legal Range	19E
Legal Township	27S
Legal Section	30
Legal Subdivision	CALM HARBOUR SUBDIVISION
Legal Tract	1CQ
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3004
Census Tract	11007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16207 SEPTEMBER DR, LUTZ, FL 33549-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2020 · Amount on Record
Deed Sale	Jan 4, 2020 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20204836
Deed Book / Page	27235 / 1405
Last Transfer Date	Nov 24, 2023
Transfer Doc	0000543402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 15, 2026
Property Address	16207 SEPTEMBER DR, LUTZ, FL 33549-5726
Document Number	0000144644
Instrument Date	Apr 8, 2026
Instrument	2026144644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16207 SEPTEMBER DR, LUTZ, FL 33549-5726
Investor	Possibly a Property Investor

Mortgage

Document Number	0000144644,
Date	Apr 15, 2026
Instrument	2026144644

Lender

Name	GROW FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,803 (+2.7%)	$474,543 (-1.37%) Land $69,260 Building $405,283
2025	$6,295.00 (+8.59%) Homeowner's exemption	$346,449 (+9.1%)	$481,113 (+9.91%) Land $69,260 Building $411,853
2024	$5,797.00 (+6.56%)
2023	$5,440.00 (+7.62%) Homeowner's exemption	$317,555 (+6.08%)	$437,742 (+7.54%) Land $57,717 Building $380,025
2022	$5,055.00 Homeowner's exemption	$299,341	$407,062 Land $57,717 Building $349,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20