Hillsborough County property record for 16213 September Dr, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,358 sqft · built 1976 |
| Lot Size | 0.289 acres (12,593 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,617 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034145-4006 |
| Primary APN | 034145-4006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 2,882 sqft |
| 1st Floor Area | 198 sqft |
| 2nd Floor Area | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,593 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0341454006 |
|---|---|
| Street Address | 16213 SEPTEMBER DR |
| City | LUTZ |
| State | FL |
| Zip | 33549-5726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | CALM HARBOUR SUBDIVISION LOT 3 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | CALM HARBOUR SUBDIVISION |
| Legal Tract | 1CQ |
| Legal Lot Number | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11007 |
16213 September Dr is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16213 SEPTEMBER DR, LUTZ, FL 33549-5726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 16213 SEPTEMBER DR, LUTZ, FL 33549-5726 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 16213 SEPTEMBER DR, LUTZ, FL 33549-5726 |
| Document Number | 0000059930 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023059930 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 16213 SEPTEMBER DR, LUTZ, FL 33549-5726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST FLORIDA TITLE & TRUST |
| Name | Verified Name |
|---|
| Document Number | 0256920557 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 25692/0557 |
| Instrument | 2018146139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 16213 SEPTEMBER DR, LUTZ, FL 33549-5726 |
| Document Number | 0000444293 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16213 SEPTEMBER DR LUTZ FL 335495726, LUTZ, FL 33549-5726 |
| Document Number | 0000444293 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 444293 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2050 |
The 2025 property tax bill for 16213 September Dr was $2,617 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,612 (+2.7%) | $333,182 (-2.2%) Land $75,852 Building $257,330 | |
| 2025 | $2,617.00 Homeowner's exemption | $149,574 | $340,675 Land $75,852 Building $264,823 |
| 2023 | $2,287.00 (+5.39%) Homeowner's exemption | $141,125 (+3%) | $310,239 (+11.14%) Land $63,210 Building $247,029 |
| 2022 | $2,170.00 Homeowner's exemption | $137,015 | $279,138 Land $63,210 Building $215,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16213 September Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16213 September Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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