1620 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1620 Montgomery Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1960
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2008)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`184-012-07-00`

Property Details

APN / Parcel Number

Primary APN	`184-012-07-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1620 MONTGOMERY DR
City	VISTA
State	CA
Zip	92084-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 32 PAR OF 3 E PAR AS PER ROS 4760 IN TR 002046
Legal Subdivision	KEW GARDENS
Legal Tract	002046
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19903

Owner

1620 Montgomery Dr is owned and occupied by an individual who bought it in September 2008.

Source: San Diego County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1620 MONTGOMERY DR, VISTA, CA 92084-7626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2008 · Amount on File
Deed Sale	Sep 19, 2008 · Amount on File
Prior Sale	Sep 6, 2007 · Amount on File
Deed Document Number	2008498930
Prior Transfer Date	Aug 23, 2007
Prior Transfer Doc	0000590203
Record Updated	Oct 29, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1620 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000452285
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 MONTGOMERY DR VISTA CA 920847626, VISTA, CA 92084-7626

Mortgage

Document Number	0000452285
Date	Oct 2, 2017
Instrument	452285

Lender

Name	MISSION FCU
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2018

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1620 Montgomery Dr was $4,577 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,200 (+2%) Land $223,289 Building $137,911
2025	$4,577.00 Homeowner's exemption	$354,118 Land $218,911 Building $135,207
2023	$4,259.00 (+0.26%) Homeowner's exemption	$340,368 Land $210,411 Building $129,957
2022	$4,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1620 Montgomery Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1620 Montgomery Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20