1604 Montgomery Dr, Vista, CA 92084 Property Records

San Diego County property record for 1604 Montgomery Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,361 sqft · built 1978
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jan 2022)
Tax Bill	$12,044 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`184-012-36-00`

Property Details

APN / Parcel Number

Primary APN	`184-012-36-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,361 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1604 MONTGOMERY DR
City	VISTA
State	CA
Zip	92084-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM06026
Legal Subdivision	KEW GARDENS
Legal Tract	6026
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19903

Owner

1604 Montgomery Dr is owned and occupied by an individual who acquired it in July 2026.

Source: San Diego County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer · Conventional Mortgage FUNDING
Jan 10, 2022	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Jan 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP
May 7, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Jan 21, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Sep 30, 1998 · Amount on File
Deed Document Number	202213049
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000223395
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2026
Property Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000223395
Instrument Date	Jul 28, 2026
Instrument	2026223395
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626

Mortgage

Document Number	0000223396,
Date	Aug 4, 2026
Instrument	2026223396

Lender

Name	FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2022
Property Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000013050
Map Reference	MAP 2046
Instrument Date	Dec 28, 2021
Instrument	2022-0013050
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 DALEA PL, OCEANSIDE, CA 92057-6138

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2022
Property Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000013049
Map Reference	MAP 2046
Instrument Date	Nov 30, 2021
Instrument	2022-0013049
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626

Mortgage

Document Number	0000013051
Date	Jan 10, 2022
Instrument	2022-0013051

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2020
Property Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000231993
Instrument Date	May 1, 2020
Instrument	231993
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MONTGOMERY DR VISTA CA 920847626, VISTA, CA 92084-7626

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2020
Property Address	1604 MONTGOMERY DR, VISTA, CA 92084-7626
Document Number	0000031451
Instrument Date	Nov 26, 2019
Instrument	31451
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MONTGOMERY DR VISTA CA 920847626, VISTA, CA 92084-7626

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Montgomery Dr was $12,044.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,307 (+2%) Land $432,054 Building $596,253
2025	$12,044.00	$1,008,145 Land $423,583 Building $584,562
2023	$11,133.00 (+74.53%)	$968,999 Land $407,136 Building $561,863
2022	$6,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1604 Montgomery Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Montgomery Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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