1620 Elm Dr, Vista, CA 92084 Property Records

San Diego County property record for 1620 Elm Dr, Vista, CA 92084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,809 sqft · built 2003
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (May 2024)
Tax Bill	$14,082 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174-112-40-00`

Property Details

APN / Parcel Number

Primary APN	`174-112-40-00`
Alternative APN	`1741121900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,809 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	23,522 sqft (0.54 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1741121900
Street Address	1620 ELM DR
City	VISTA
State	CA
Zip	92084-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 WLY PAR PER ROS 13055 IN LOT 27&IN TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	31,27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19210

Owner

Source: San Diego County records · APN 174-112-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3525 DEL MAR HEIGHTS RD, A761, SAN DIEGO, CA 92130-2199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2019	Deed of Trust, Mortgage · Line of Credit USE CREDIT UNION
Feb 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 29, 2018	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2024129931
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000050053
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1620 ELM DR, VISTA, CA 92084-4156
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038890
Date	Feb 04, 2019
Instrument	2019-0038890

Lender

Name	USE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 03, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2019
Property Address	1620 ELM DR, VISTA, CA 92084-4156
Document Number	0000050053
Instrument Date	Jan 15, 2019
Instrument	50053
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1620 ELM DR VISTA CA 920844156, VISTA, CA 92084-4156

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	1620 ELM DR, VISTA, CA 92084-4156
Document Number	0000494012
Instrument Date	Nov 08, 2018
Instrument	494012
Transaction Type	Transfer
Record Updated	Dec 06, 2018
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1620 ELM DR VISTA CA 920844156, VISTA, CA 92084-4156

Mortgage

Document Number	494013
Date	Nov 29, 2018
Instrument	494013

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,206,864 (+2%) Land $686,664 Building $520,200
2025	$14,082.00 (+75.78%) Homeowner's exemption	$1,183,200 (+59.93%) Land $673,200 Building $510,000
2023	$8,011.00 (-7.9%) Homeowner's exemption	$739,815 Land $169,536 Building $570,279
2022	$8,698.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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