San Diego County property record for 1581 Elm Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 1985 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $630,000 (Jan 2019) |
| Tax Bill | $8,646 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-143-11-00 |
| Primary APN | 174-143-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,625 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1581 ELM DR |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | LOT 59 POR TR 002164 |
| Legal Subdivision | VISTA GRANDE ESTATES |
| Legal Tract | 002164 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 19210 |
Source: San Diego County records · APN 174-143-11-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 03, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2019 · Amount on Record |
| Deed Sale | Jan 03, 2019 · Amount on Record |
| Prior Sale | Jan 25, 2013 · Amount on Record |
| Deed Document Number | 20192175 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 0000281329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Number | 0000281330 |
| Map Reference | MAP 2164 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-0281330 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Number | 0000281329 |
| Map Reference | MAP 2164 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-0281329 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Number | 0000069192 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0069192 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000507942 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 2019-0507942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 03, 2019 |
| Property Address | 1581 ELM DR, VISTA, CA 92084-4155 |
| Document Number | 0000002175 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2175 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1581 ELM DR VISTA CA 920844155, VISTA, CA 92084-4155 |
| Document Number | 2176 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 2176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $716,711 (+2%) Land $367,541 Building $349,170 | |
| 2025 | $8,646.00 (+7.89%) Homeowner's exemption | $702,659 (+4.04%) Land $360,335 Building $342,324 |
| 2023 | $8,014.00 (+0.25%) Homeowner's exemption | $675,376 Land $346,344 Building $329,032 |
| 2022 | $7,994.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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