1634 Elm Dr, Vista, CA 92084 Property Records

San Diego County property record for 1634 Elm Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,228 sqft · built 1945
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Oct 1999)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`174-112-21-00`

Property Details

APN / Parcel Number

Primary APN	`174-112-21-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	1634 ELM DR
City	VISTA
State	CA
Zip	92084-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 30 POR TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1634 ELM DR, VISTA, CA 92084-4156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 1999 · Amount on Record
Deed Sale	Oct 8, 1999 · Amount on Record
Deed Document Number	1999684222
Last Transfer Date	Nov 11, 2003
Transfer Doc	0001395417
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	1634 ELM DR, VISTA, CA 92084-4156
Document Number	0000132241
Instrument Date	Apr 27, 2026
Instrument	2026132241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1634 ELM DR, VISTA, CA 92084-4156
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132241,
Date	May 8, 2026
Instrument	2026132241

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$47,527 (+2%) Land $16,222 Building $31,305
2025	$1,244.00 (+2.39%) Homeowner's exemption	$46,596 (+4.03%) Land $15,904 Building $30,692
2024	$1,215.00 (+1.08%)
2023	$1,202.00 (+0.25%) Homeowner's exemption	$44,789 Land $15,288 Building $29,501
2022	$1,199.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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