Black Hawk County property record for 1620 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1937 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 21,827 sqft (0.501 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2021) |
| Tax Bill | $2,742.00 (2025) |
| Primary APN | 8913-36-326-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,424 sqft Living Area |
| 1st Floor | 712 sqft 1st Floor |
| Basement Area | 712 sqft Basement |
| Unfinished Basement | 712 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,827 sqft (0.501 acres) |
| Depth X Width | 299 ft x 73 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Patio Area | 168 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1620 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLDEN GARDENS ADDITION LOT 22 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | GOLDEN GARDENS ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 22 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-326-029
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1620 E MITCHELL AVE, WATERLOO, IA 50702-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Jun 19, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNIVERSITY OF IOWA COMMUNITY CU |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Jun 19, 2017 · Amount on Record |
| Deed Doc Number | 202126462 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1620 E MITCHELL AVE, WATERLOO, IA 50702-2539 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700022286 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017-00022286 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jul 05, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1620 E MITCHELL AVE, WATERLOO, IA 50702-2539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700022285 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017-00022285 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 05, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 15, 2021 |
| Property Address | 1620 E MITCHELL AVE, WATERLOO, IA 50702-2539 |
| Document Number | 202100026462 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 202100026462 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1620 E MITCHELL AVE, WATERLOO, IA 50702-2539 |
| Document Number | 202100026463 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100026463 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Number | 202100026470 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100026470 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2031 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 Homeowner's exemption | $146,120 (+6.95%) Land $30,660 Building $115,460 | $146,120 (+6.95%) Land $30,660 Building $115,460 |
| 2024 | $2,742.00 (+20.16%) | ||
| 2023 | $136,630 (+21.12%) Land $30,660 Building $105,970 | $136,630 (+21.12%) Land $30,660 Building $105,970 | |
| 2022 | $2,282.00 Homeowner's exemption | $112,810 Land $30,660 Building $82,150 | |
| 2021 | $112,810 Land $30,660 Building $82,150 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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