Black Hawk County property record for 1635 E Mitchell Ave, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,611 sqft Living Area |
| Lot Size | 9,248 sqft (0.212 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,500 (2018) |
| Tax Bill | $3,948.00 (2025) |
| Primary APN | 8913-36-182-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,611 sqft Living Area |
| 1st Floor | 1,107 sqft 1st Floor |
| Basement Area | 1,107 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,248 sqft (0.212 acres) |
| Depth X Width | 136 ft x 68 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 780 sqft Garage |
| Shed | 1 Shed |
| Deck Area | Deck Area |
| Patio Area | 24 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1635 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECOND ADD TO RUSSELL HEIGHTS LOT 11 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | SECOND ADD TO RUSSELL HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-182-012
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Aug 23, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Jul 27, 2018 | Warranty Deed, Transfer VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Deed Doc Number | 2018201900001535 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 29, 2026 |
| Property Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Document Number | 0000009559 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20269559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Document Number | 0000009559, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20269559 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900003172 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 201900003172 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 293 Months |
| Due | Jan 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 27, 2018 |
| Property Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Document Number | 201900001535 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 201900001535 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1635 E MITCHELL AVE, WATERLOO, IA 50702-2538 |
| Document Number | 201900001536 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 201900001536 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,948.00 Homeowner's exemption | $211,390 (+9.98%) Land $23,560 Building $187,830 | $211,390 (+9.98%) Land $23,560 Building $187,830 |
| 2024 | $3,948.00 (+26.78%) | ||
| 2023 | $192,210 (+27.54%) Land $23,560 Building $168,650 | $192,210 (+27.54%) Land $23,560 Building $168,650 | |
| 2022 | $3,114.00 Homeowner's exemption | $150,700 Land $23,560 Building $127,140 | |
| 2021 | $150,700 Land $23,560 Building $127,140 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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