1600 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1600 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1956
Square Footage1,152 sqft Living Area
Lot Size11,210 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2023)
Tax Bill$3,118.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-36-326-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms6 Rooms
Building Area1,152 sqft Living Area
1st Floor816 sqft 1st Floor
Basement Area816 sqft Basement
Finished Basement120 sqft Finished
Unfinished Basement816 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,210 sqft (0.257 acres)
Depth X Width59 ft x 190 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Patio Area452 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1600 E MITCHELL AVE
CityWATERLOO
StateIA
Zip50702-2539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGOLDEN GARDENS ADDITION LOT 1 BLK 9
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionGOLDEN GARDENS ADDITION
Legal Block9
Legal Lot Number1
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup4
Census Block4000
Census Tract1000

Owner

Source: Black Hawk County records · APN 8913-36-326-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Jan 06, 2021Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
May 02, 2017Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Mar 28, 2012Warranty Deed, Transfer · Stand Alone First Mortgage
UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleOct 25, 2022 · Amount on Record
Deed Doc Number20236723
Prior Transfer DateJul 07, 2008
Prior Transfer Doc2009000578
Record RefreshedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 25, 2022
Property Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539
Document Number202300006723
Instrument DateOct 21, 2022
Instrument202300006723
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539

Mortgage

Document Number202300006724
DateOct 25, 2022
Instrument202300006724
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate12.5%

Mortgage

Document Number202300006725
DateOct 25, 2022
Instrument202300006725
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueNov 01, 2029

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 06, 2021
Property Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539
Document Number202100014105
Instrument DateDec 31, 2020
Instrument202100014105
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$183.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1600 E MITCHELL AVE, WASHBURN, IA 50702-2539

Mortgage

Document Number202100014106
DateJan 06, 2021
Instrument202100014106
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 02, 2017
Property Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539
Document Number201700019076
Instrument DateMay 01, 2017
Instrument2017-00019076
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$174.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539

Mortgage

Document Number201700019077
DateMay 02, 2017
Instrument2017-00019077
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

March 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 28, 2012
Property Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539
Document Number2012017675
Instrument DateFeb 13, 2012
Instrument2012017675
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$186.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1600 E MITCHELL AVE, WATERLOO, IA 50702-2539

Mortgage

Document Number2012017677
DateMar 28, 2012
Instrument2012017677
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2027
Interest
Rate TypeFixed Rate

Mortgage

Document Number2012017676
DateMar 28, 2012
Instrument2012017676
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressIOWA CITY, IA 52246
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMar 01, 2042
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 01, 2022
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change7.25%
Index52-Week T-Bill (1-Year)
Max Rate11.2%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,118.00$154,220 (+7.31%) Land $24,740 Building $129,480$154,220 (+7.31%) Land $24,740 Building $129,480
2024$3,118.00 (+18.74%)
2023$143,720 (+20.17%) Land $24,740 Building $118,980$143,720 (+20.17%) Land $24,740 Building $118,980
2022$2,626.00$119,600 Land $24,740 Building $94,860
2021$119,600 Land $24,740 Building $94,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 17% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Mitchell Ave

Nearby Streets

Search Property Records by Address or Parcel Number