162 Winding Canyon Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 162 Winding Canyon Ln, Folsom, CA 95630

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2.5 ba · 1,460 sqft · built 1984
Lot Size0.059 acres (2,571 sqft)
Owner2 Company Names on Record
Last Sale$668,000 (Sep 2024)
Tax Bill$7,209 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN213-0820-028-0000

Property Details

APN / Parcel Number

Primary APN213-0820-028-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft
2nd Floor Area1,460 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area2,571 sqft (0.059 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address162 WINDING CANYON LN
CityFOLSOM
StateCA
Zip95630-5009
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1-M (PD)
Legal DescriptionLOT 92, AMERICAN RIVER CANYON CLUSTER HOUSING UNIT NO. 1-AAND ALSO SHOWN ON THAT CERTAIN CERTIFICATE OF COMPLIANCE LOTLINE
Legal SubdivisionRIVERBEND COMMONS
Legal Lot Number92
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1010
Census Tract8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Jan 31, 2023Grant Deed, Transfer
PLACER TITLE COMPANY
Nov 15, 2019Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Prior SaleJan 31, 2023 · Amount on Record
Deed Book / Page20240913 / 265
Prior Transfer DateSep 6, 2005
Prior Transfer Doc0000001543
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009

Mortgage

Document Number0000000355
DateJul 17, 2023
Instrument202307170355
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueAug 31, 2048
Interest
Rate TypeAdjustable Rate
Rate8.25%
Change FrequencyMonthly
IndexPrime Rate
Max Rate17%

January 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 31, 2023
Property Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009
Document Number0000000011
Map ReferenceMB 126 MAP 8
Instrument DateJan 25, 2023
Instrument2023013100011
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateNov 15, 2019
Property Address162 WINDING CANYON LN, FOLSOM, CA 95630-5009
Document Number1911150754
Instrument DateNov 1, 2019
Instrument1911150754
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.75
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address162 WINDING CANYON LN FOLSOM CA 956305009, FOLSOM, CA 95630-5009

Mortgage

Document Number1911150755
DateNov 15, 2019
Instrument1911150755
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$681,360 (+2%) Land $122,400 Building $558,960
2025$7,209.00 (+2.94%)$668,000 (+19.34%) Land $120,000 Building $548,000
2024$7,003.00 (+14.62%)
2023$6,110.00 (+1.48%)$559,749 Land $89,348 Building $470,401
2022$6,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2014)
Claims Outside the SFHA8 of 11
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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