Butte County property record for 162 Terrace Dr, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,686 sqft · built 1954 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 045-371-016-000 |
| Primary APN | 045-371-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 045-371-016 |
|---|---|
| Street Address | 162 TERRACE DR |
| City | CHICO |
| State | CA |
| Zip | 95926-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 162 TERRACE DR |
| Legal Subdivision | LONGFELLOW TERRACE 02 |
| Legal Lot Number | 80 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 800 |
162 Terrace Dr is owned by a company that acquired it in November 2010 and is owner-occupied.
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 162 TERRACE DR, CHICO, CA 95926-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 23, 2010 |
| Transfer Doc | 0000042456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 162 TERRACE DR, CHICO, CA 95926-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BIDWELL TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 162 TERRACE DR, CHICO, CA 95926-1509 |
| Document Number | 0000042291 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020-0042291 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 162 Terrace Dr was $2,378 with a homeowner's exemption.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,716 (+2%) Land $55,494 Building $160,222 | ||
| 2025 | $2,378.00 Homeowner's exemption | $211,487 Land $54,406 Building $157,081 | |
| 2024 | $394,830 | ||
| 2023 | $2,195.00 (+11.31%) Homeowner's exemption | $203,277 Land $52,295 Building $150,982 | |
| 2022 | $1,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Terrace Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 162 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| DigitalPath Fixed Wireless | 400 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.
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