162 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 162 Terrace Dr, Chico, CA 95926

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,686 sqft · built 1954
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on File
Tax Bill$2,378 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN045-371-016-000

Property Details

APN / Parcel Number

Primary APN045-371-016-000
Alternative APN
  • 045-371-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleModern
Construction TypeWood
Lot Area13,939 sqft (0.32 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number045-371-016
Street Address162 TERRACE DR
CityCHICO
StateCA
Zip95926-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description162 TERRACE DR
Legal SubdivisionLONGFELLOW TERRACE 02
Legal Lot Number80
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2003
Census Tract800

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address162 TERRACE DR, CHICO, CA 95926-1509
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 23, 2010
Transfer Doc0000042456
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address162 TERRACE DR, CHICO, CA 95926-1509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBIDWELL TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 TERRACE DR, CHICO, CA 95926-1509

Mortgage

Document Number0000042291
DateOct 12, 2020
Instrument2020-0042291
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,716 (+2%) Land $55,494 Building $160,222
2025$2,378.00 (+8.34%) Homeowner's exemption$211,487 (+4.04%) Land $54,406 Building $157,081
2024$394,830
2023$2,195.00 (+11.31%) Homeowner's exemption$203,277 Land $52,295 Building $150,982
2022$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
DigitalPath
Fixed Wireless
400 / 20

May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.

Nearby Properties on Terrace Dr

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