174 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 174 Terrace Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,121 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Jun 2020)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`045-371-019-000`

Property Details

APN / Parcel Number

Primary APN	`045-371-019-000`
Alternative APN	`045-371-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-371-019
Street Address	174 TERRACE DR
City	CHICO
State	CA
Zip	95926-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	174 TERRACE DR
Legal Subdivision	LONGFELLOW TERRACE 02
Legal Lot Number	83
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2003
Census Tract	800

Owner

174 Terrace Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 TERRACE DR, CHICO, CA 95926-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jun 29, 2017	Quit Claim Deed, Transfer BIDWELL TITLE AND ESCROW
Jun 22, 2017	Grant Deed, Transfer BIDWELL TITLE AND ESCROW
Jan 25, 2017	Grant Deed, Transfer BIDWELL TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	202022483
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0000022399
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 8, 2020
Property Address	174 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000022483
Map Reference	MB 19 PG 39&40
Instrument Date	Jun 5, 2020
Instrument	2020-0022483
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 TERRACE DR, CHICO, CA 95926-1509

Mortgage

Document Number	0000022484
Date	Jun 8, 2020
Instrument	2020-0022484

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	174 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000041681
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	174 TERRACE DR CHICO CA 959261509, CHICO, CA 95926-1509

Mortgage

Document Number	0000041681
Date	Dec 18, 2018
Instrument	41681

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 29, 2017
Property Address	174 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000022399
Instrument Date	Jun 23, 2017
Instrument	22399
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	174 TERRACE DR CHICO CA 959261509, CHICO, CA 95926-1509

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 22, 2017
Property Address	174 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000021427
Instrument Date	Jun 14, 2017
Instrument	21427
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$284.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TERRACE DR CHICO CA 959261509, CHICO, CA 95926-1509

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 25, 2017
Property Address	174 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000003812
Instrument Date	Jan 13, 2017
Instrument	3812
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3566 CHICO CA 959273566, CHICO, CA 95927-3566

Tax Assessment & Valuation

The 2025 property tax bill for 174 Terrace Dr was $4,127.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,654 (+2%) Land $167,325 Building $196,329
2025	$4,127.00	$356,525 Land $164,045 Building $192,480
2024			$341,550
2023	$3,822.00 (+1.62%)	$342,682 Land $157,676 Building $185,006
2022	$3,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Terrace Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 174 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.

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