154 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 154 Terrace Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2022)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`045-371-014-000`

Property Details

APN / Parcel Number

Primary APN	`045-371-014-000`
Alternative APN	`045-371-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-371-014
Street Address	154 TERRACE DR
City	CHICO
State	CA
Zip	95926-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	154 TERRACE DR
Legal Subdivision	LONGFELLOW TERRACE 02
Legal Lot Number	78
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2003
Census Tract	800

Owner

154 Terrace Dr is owned and occupied by an individual who bought it in February 2022.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	154 TERRACE DR, CHICO, CA 95926-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	20226591
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 28, 2022
Property Address	154 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000006591
Map Reference	MB 19 PG 39&40
Instrument Date	Feb 23, 2022
Instrument	2022-0006591
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TERRACE DR, CHICO, CA 95926-1509

Mortgage

Document Number	0000006592
Date	Feb 28, 2022
Instrument	2022-0006592

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	154 TERRACE DR, CHICO, CA 95926-1509
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042540
Date	Sep 25, 2019
Instrument	2019-0042540

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	154 TERRACE DR, CHICO, CA 95926-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042539
Date	Sep 25, 2019
Instrument	2019-0042539

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 27, 2017
Property Address	154 TERRACE DR, CHICO, CA 95926-1509
Document Number	0000025800
Map Reference	MB19 PG39&40
Instrument Date	Jul 25, 2017
Instrument	2017-0025800
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 TERRACE DR, CHICO, CA 95926-1509

Mortgage

Document Number	0000025801
Date	Jul 27, 2017
Instrument	2017-0025801

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 154 Terrace Dr was $4,542.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,497 (+2%) Land $178,600 Building $221,897
2025	$4,542.00	$392,646 Land $175,099 Building $217,547
2024			$354,330
2023	$4,208.00 (+20.23%)	$377,400 Land $168,300 Building $209,100
2022	$3,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Terrace Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 154 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.

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