162 James Ct, Findlay, OH 45840 Property Records

Hancock County property record for 162 James Ct, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,307 sqft · built 2004
Lot Size	0.644 acres (28,048 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (May 2014)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-361-10-012.000`

Property Details

APN / Parcel Number

Primary APN	`1010-361-10-012.000`
Alternative APN	`600001020541`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,307 sqft Living Area
1st Floor Area	2,307 sqft
Basement Area	2,307 sqft
Unfinished Basement	2,307 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	28,048 sqft (0.644 acres)
Lot Dimensions	187 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	949 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	404 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	162 JAMES CT
City	FINDLAY
State	OH
Zip	45840-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT 64
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	64
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5014
Census Tract	1000

Owner

162 James Ct is owned and occupied by two individuals who bought it in May 2014.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 JAMES CT, FINDLAY, OH 45840-1090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit USX FEDERAL CU
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit USX FEDERAL CU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USX FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014 · Amount on File
Deed Sale	May 16, 2014 · Amount on File
Prior Sale	May 4, 2009 · Amount on File
Deed Document Number	20143700
Deed Book / Page	2460 / 2654
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	162 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02593/2794
Date	Apr 12, 2022
Book Page	2593/2794
Instrument	202200003416

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	162 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2516/1263
Date	Mar 28, 2017
Book Page	2516/1263
Instrument	201700002638

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	162 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2578/2337
Date	Feb 5, 2021
Book Page	2578/2337
Instrument	202100001459

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	162 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2564/3970
Date	Jan 9, 2020
Book Page	2564/3970
Instrument	202000000220

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 162 James Ct was $3,970 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00	$129,510 Land $23,910 Building $105,600	$370,000 Land $68,300 Building $301,700
2023	$3,599.00 Homeowner's exemption	$101,180 Land $18,680 Building $82,500
2022			$289,070 Land $53,360 Building $235,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 James Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 James Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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