154 James Ct, Findlay, OH 45840 Property Records

Hancock County property record for 154 James Ct, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,679 sqft · built 2017
Lot Size	0.402 acres (17,498 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Feb 2018)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-361-10-010.000`

Property Details

APN / Parcel Number

Primary APN	`1010-361-10-010.000`
Alternative APN	`600001020543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	154 JAMES CT
City	FINDLAY
State	OH
Zip	45840-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT 66
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	66
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5015
Census Tract	1000

Owner

154 James Ct is owned and occupied by an individual who bought it in February 2018.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	154 JAMES CT, FINDLAY, OH 45840-1090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Feb 6, 2018	Warranty Deed, Transfer · Reverse Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Deed Document Number	2018996
Deed Book / Page	2533 / 493
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	154 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2585/3483
Date	Aug 13, 2021
Book Page	2585/3483
Instrument	202100009538

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	154 JAMES CT, FINDLAY, OH 45840-1090
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2567/5674
Date	May 1, 2020
Book Page	2567/5674
Instrument	202000003781

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 6, 2018
Property Address	154 JAMES CT, FINDLAY, OH 45840-1090
Document Number	02533/0493
Book / Page	2533 / 0493
Instrument Date	Feb 5, 2018
Instrument	201800000996
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	154 JAMES CT, FINDLAY, OH 45840-1090

Mortgage

Document Number	201800000997
Date	Feb 6, 2018
Instrument	201800000997

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 154 James Ct was $4,214 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,214.00	$137,480 Land $21,140 Building $116,340	$392,820 Land $60,410 Building $332,410
2023	$3,821.00 Homeowner's exemption	$107,410 Land $16,520 Building $90,890
2022			$306,890 Land $47,200 Building $259,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 James Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 154 James Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Watch TV.

Nearby Properties on James Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures