153 James Ct, Findlay, OH 45840 Property Records

Hancock County property record for 153 James Ct, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 1958
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (Oct 2019)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-361-10-013.000`

Property Details

APN / Parcel Number

Primary APN	`1010-361-10-013.000`
Alternative APN	`600001020540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	2,065 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	248 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	153 JAMES CT
City	FINDLAY
State	OH
Zip	45840-1089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 1ST ADD LOT 63
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	63
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5014
Census Tract	1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 JAMES CT, FINDLAY, OH 45840-1089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 1, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	May 24, 2004 · Amount on Record
Deed Document Number	20198454
Deed Book / Page	2561 / 5129
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	153 JAMES CT, FINDLAY, OH 45840-1089
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 JAMES CT, FINDLAY, OH 45840-1089

Mortgage

Document Number	02627/3864
Date	Mar 25, 2026
Book Page	2627/3864
Instrument	202600001994

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	153 JAMES CT, FINDLAY, OH 45840-1089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2575/1153
Date	Nov 13, 2020
Book Page	2575/1153
Instrument	202000011513

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 1, 2019
Property Address	153 JAMES CT, FINDLAY, OH 45840-1089
Document Number	02561/5129
Book / Page	2561 / 5129
Instrument Date	Sep 27, 2019
Instrument	201900008454
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 JAMES CT, FINDLAY, OH 45840-1089
Investor	Possibly a Property Investor

Mortgage

Document Number	201900008455
Date	Oct 1, 2019
Instrument	201900008455

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,221.00 (+10.5%) Homeowner's exemption	$72,450 (+28%) Land $16,640 Building $55,810	$207,000 (+28.01%) Land $47,530 Building $159,470
2024	$2,010.00 (-0.15%)	$56,600 (-) Land $13,000 Building $43,600
2023	$2,013.00 Homeowner's exemption	$56,600 Land $13,000 Building $43,600
2022			$161,710 Land $37,130 Building $124,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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