Centre County property record for 162 E Main St, Howard, PA 16841 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,383 sqft · built 1930 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2026) |
| Tax Bill | $2,934 (2026) |
| Deeds & Mortgages | Aug 2011 Line of Credit May 2014 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001-,038-,0000 |
| Primary APN | 27-001-,038-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,383 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 162 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10100 |
Source: Centre County records · APN 27-001-,038-,0000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 26, 2011 | Deed of Trust, Mortgage · Line of Credit KISHACOQUILLAS VALLEY NATIONAL BANK |
| May 23, 2014 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK |
| May 14, 2026 | Deed, Transfer · Conventional Mortgage USAA FSB |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK |
| Jun 18, 2007 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jun 18, 2007 · Amount on Record |
| Deed Book / Page | 2344 / 970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02085/0601 |
|---|---|
| Date | Aug 26, 2011 |
| Book Page | 2085/0601 |
| Name | KISHACOQUILLAS VALLEY NATIONAL BANK |
|---|---|
| Address | BELLEFONTE, PA 16823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 10, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02144/0512 |
|---|---|
| Date | May 23, 2014 |
| Book Page | 2144/0512 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02198/0794 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 2198/0794 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | BELLEFONTE, PA 16823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | May 14, 2026 |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 2344000970 |
| Book / Page | 2344 / 970 |
| Instrument Date | May 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 2344000971, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 2344/971 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0021980794 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 2198/0794 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | BELLEFONTE, PA 16823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 18, 2007 |
| Property Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 01989/0752 |
| Book / Page | 1989 / 0752 |
| Instrument Date | Jun 15, 2007 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 162 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 0019890753 |
|---|---|
| Date | Jun 18, 2007 |
| Instrument | 1989/0753 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2022 |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,934.00 (+0.51%) | $38,500 (-) Land $5,000 Building $33,500 | |
| 2025 | $77,000 (-) Land $10,000 Building $67,000 | ||
| 2024 | $2,919.00 | $38,500 Land $5,000 Building $33,500 | |
| 1994 | $77,000 Land $10,000 Building $67,000 |
Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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