Centre County property record for 156 E Main St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,026 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2026) |
| Tax Bill | $2,290 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001-,037-,0000 |
| Primary APN | 27-001-,037-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 156 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage JERSEY SHORE STATE BANK |
| Mar 16, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 22, 2024 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Apr 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage JERSEY SHORE STATE BANK |
| Feb 19, 2016 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Aug 22, 2024 · Amount on Record |
| Deed Book / Page | 2342 / 359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02230/0572 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 2230/0572 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, PA 17752 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Mar 16, 2026 |
| Property Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 002342/359 |
| Book / Page | 2342 / 359 |
| Instrument Date | Feb 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 156 ELM ST, HOWARD, PA 16841-4130 |
| Document Number | 0002342360 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2342/360 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Aug 22, 2024 |
| Property Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 002322/156 |
| Book / Page | 2322 / 156 |
| Instrument Date | Aug 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 0023220157 |
|---|---|
| Date | Aug 22, 2024 |
| Instrument | 2322-0157 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2230/0572 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 2230/0572 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, PA 17752 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Feb 19, 2016 |
| Property Address | 156 E MAIN ST, HOWARD, PA 16841-2210 |
| Document Number | 02176/0367 |
| Book / Page | 2176 / 0367 |
| Instrument Date | Jan 23, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 MARTIN ST, CLEARFIELD, PA 16830-1340 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 BECKS LN, HOWARD, PA 16841-3524 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,290.00 (+0.53%) | $30,050 (-) Land $7,500 Building $22,550 | |
| 2025 | $60,100 (-) Land $15,000 Building $45,100 | ||
| 2024 | $2,278.00 | $30,050 Land $7,500 Building $22,550 | |
| 1994 | $60,100 Land $15,000 Building $45,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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