146 E Main St, Howard, PA 16841 Property Records

Centre County property record for 146 E Main St, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,904 sqft · built 1904
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2005)
Tax Bill	$3,723 (2026)
Deeds & Mortgages	Oct 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-001-,035-,0000`

Property Details

APN / Parcel Number

Primary APN	`27-001-,035-,0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 E MAIN ST
City	HOWARD
State	PA
Zip	16841-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3009
Census Tract	10100

Owner

Source: Centre County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 275, HOWARD, PA 16841-0275
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	20051974
Deed Book / Page	1891 / 680
Record Updated	Jun 8, 2026

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Oct 28, 2005
Property Address	146 E MAIN ST, HOWARD, PA 16841-2210
Document Number	01891/0680
Book / Page	1891 / 0680
Instrument Date	Oct 11, 2005
Instrument	001974
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, HOWARD, PA 16841-0275

Mortgage

Document Number	0018910684
Date	Oct 28, 2005
Instrument	1891/0684

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Howard Borough
Unified School District	Bald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,723.00 (+0.54%)	$48,840 (-) Land $6,150 Building $42,690
2025			$97,680 (-) Land $12,300 Building $85,380
2024	$3,703.00	$48,840 Land $6,150 Building $42,690
1994			$97,680 Land $12,300 Building $85,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20