162 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 162 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,782 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (May 2017)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-10-01-203-004`

Property Details

APN / Parcel Number

Primary APN	`41-10-01-203-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	980 sqft

Exterior

Lot Area	10,890 sqft (0.25 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,353 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	162 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF NEFRL 1/4 COM 287.1 FT W OF SW COR OF DIVISION ST & FREMONT AVE TH W 66 FT TH S 165 FT TH E 66 FT TH N 165 FT TO BEG
Legal Range	11W
Legal Township	08N
Legal Section	01
Legal Subdivision	FT W OF SW COR OF DIVISION
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3021
Census Tract	10700

Owner

162 E Division St is owned and occupied by two individuals who bought it in May 2017.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 E DIVISION ST, ROCKFORD, MI 49341-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	201742954
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0000092487
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	162 E DIVISION ST, ROCKFORD, MI 49341-1259
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E DIVISION ST, ROCKFORD, MI 49341-1259

Mortgage

Document Number	0000077205
Date	Oct 4, 2022
Instrument	20221004-0077205

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 1, 2019
Property Address	162 E DIVISION ST, ROCKFORD, MI 49341-1259
Document Number	0000046923
Instrument Date	Jun 10, 2019
Instrument	46923
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E DIVISION NE ROCKFORD MI 49341, ROCKFORD, MI 49341

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 19, 2017
Property Address	162 E DIVISION ST, ROCKFORD, MI 49341-1259
Document Number	0000042954
Instrument Date	May 18, 2017
Instrument	42954
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transaction

Amount	Amount on Record
Tax	$1,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1714 E KANE PL #K MILWAUKEE WI 532021754, K, MILWAUKEE, WI 53202-1754

Tax Assessment & Valuation

The 2025 property tax bill for 162 E Division St was $3,524.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (+5.69%)	$360,600 (+5.69%)
2025	$3,524.00 Homeowner's exemption	$170,600	$341,200
2023		$141,300	$282,600
2021	$3,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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