145 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 145 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2025)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-458-029`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-458-029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	410636458029 PART OF LOTS 71 78 79 & 81 COM 65 FT E OF SW COR LOT 71 TH N 132 FT TH E 60 FT TH S 132 FT TH W 60 FT TO BEG *
Legal Subdivision	VILLAGE OF ROCKFORD
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1028
Census Tract	10700

Owner

145 E Division St is owned and occupied by an individual who bought it in May 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage GRAND RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Jan 16, 2024 · Amount on File
Deed Document Number	202534592
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0000066750
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	MUTUAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263

Mortgage

Document Number	0000016493
Date	Mar 19, 2026
Instrument	20260319-0016493

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 16, 2024
Property Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263
Document Number	0000002405
Map Reference	LB 19 PG 5
Instrument Date	Jan 9, 2024
Instrument	20240116-0002405
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9044 NUGENT AVE NE, ROCKFORD, MI 49341-8554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17712 WHITE CREEK AVE, SAND LAKE, MI 49343-8756

Mortgage

Document Number	0000002406
Date	Jan 16, 2024
Instrument	20240116-0002406

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jun 10, 2021
Property Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263
Document Number	0000066750
Instrument Date	May 24, 2021
Instrument	20210610-0066750
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263

Mortgage

Document Number	0000066751
Date	Jun 10, 2021
Instrument	20210610-0066751

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 1, 2019
Property Address	145 E DIVISION ST, ROCKFORD, MI 49341-1263
Document Number	0000021993
Map Reference	LB 19 PG 5
Instrument Date	Mar 22, 2019
Instrument	20190401-0021993
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 MONACO DR, 359, PUNTA GORDA, FL 33950-7805

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8194 NORTHLAND DR NE, ROCKFORD, MI 49341-9602

Mortgage

Document Number	0000021994
Date	Apr 1, 2019
Instrument	20190401-0021994

Lender

Name	GRAND RIVER BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 145 E Division St was $3,567, up 20.6% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,200 (+4.46%)	$276,400 (+4.46%)
2025	$3,567.00 (+20.63%)	$132,300	$264,600
2024	$2,957.00
2023		$100,200	$200,400
2021	$3,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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