156 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 156 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2023)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-10-01-203-031`

Property Details

APN / Parcel Number

Primary APN	`41-10-01-203-031`
Alternative APN	`411001203003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Lot Area	10,890 sqft (0.25 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	156 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	411001203031 PART OF NEFRL 1/4 COM 353.1 FT W ALONG S LINE OF DIVISION ST /66 FT WIDE/ FROM W LINE OF FREMONT AVE /66 FT
Legal Range	11W
Legal Township	08N
Legal Section	01
Legal Subdivision	FT W ALONG S LINE OF DIVISION
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3021
Census Tract	10700

Owner

156 E Division St is owned and occupied by two individuals who bought it in August 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	156 E DIVISION ST, ROCKFORD, MI 49341-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Dec 26, 2017	Warranty Deed, Transfer · Conventional with PMI CARTUS HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Dec 26, 2017 · Amount on File
Deed Document Number	202348070
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	0000081099
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 23, 2023
Property Address	156 E DIVISION ST, ROCKFORD, MI 49341-1259
Document Number	0000048070
Instrument Date	Aug 18, 2023
Instrument	20230823-0048070
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7547 CANNON RUN NE, ROCKFORD, MI 49341-7684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 E DIVISION ST, ROCKFORD, MI 49341-1259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048071
Date	Aug 23, 2023
Instrument	20230823-0048071

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 26, 2017
Property Address	156 E DIVISION ST, ROCKFORD, MI 49341-1259
Document Number	0000106985
Instrument Date	Dec 15, 2017
Instrument	106985
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,124.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2024 FOX HOLLOW CT WIXOM MI 483931801, WIXOM, MI 48393-1801

Mortgage

Document Number	106986
Date	Dec 26, 2017
Instrument	106986

Lender

Name	CARTUS HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 156 E Division St was $6,411.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,200 (+4.38%)	$438,400 (+4.38%)
2025	$6,411.00 Homeowner's exemption	$210,000	$420,000
2023		$171,200	$342,400
2021	$5,008.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 156 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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