162 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 162 Cutter Cir, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,048 sqft · built 2006
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (May 2010)
Tax Bill	$641 (2025)
Deeds & Mortgages	Jan 2021 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12172036`

Property Details

APN / Parcel Number

Primary APN	`12172036`
Alternative APNs	`R600 013 000 0315 0000` `R603 013 000 0315 0000`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	2 Stories
Building Area	3,048 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12172036
Old Parcel Number	R603 013 000 0315 0000
Street Address	162 CUTTER CIR
City	BLUFFTON
State	SC
Zip	29909-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 450 RIVERBEND BLK 107 PB104 P139
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	107
Legal Lot Number	450
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1105
Census Tract	2202

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Apr 28, 2021	Intrafamily Transfer, Transfer WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Prior Sale	Jan 12, 2021
Deed Document Number	0000022924
Deed Book / Page	2953 / 2296
Last Transfer Date	Apr 28, 2021
Transfer Doc	0000030566
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 12, 2021
Property Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317
Document Number	0000002634
Book / Page	003958 / 000619
Instrument Date	Jan 8, 2021
Instrument	2634
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	162 CUTTER CIR BLUFFTON SC 299094317, BLUFFTON, SC 29909-4317

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Dec 28, 2020
Property Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317
Document Number	0000076834
Book / Page	3951 / 1438
Map Reference	MB 104 PG 139
Instrument Date	Dec 15, 2020
Instrument	2020076834
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317

Mortgage

Document Number	0000076835
Date	Dec 28, 2020
Book Page	3951/1441
Instrument	2020076835

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Apr 28, 2021
Property Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317
Document Number	0000030566
Book / Page	4004 / 751
Map Reference	MB 104 PG 139
Instrument Date	Dec 15, 2020
Instrument	2021030566
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CUTTER CIR, BLUFFTON, SC 29909-4317

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00 (-25.64%)	$22,880 (-17.1%)
2024	$862.00 (+2.25%)	$27,600 (-) Land $4,240 Building $23,360	$690,000 (-) Land $106,000 Building $584,000
2023	$843.00 (-64.77%)	$27,600 (+38.75%) Land $4,240 Building $23,360	$690,000 (+38.75%) Land $106,000 Building $584,000
2022	$2,393.00	$19,892 Land $3,760 Building $16,132	$497,300 Land $94,000 Building $403,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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