Beaufort County property record for 159 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,302 sqft · built 2007 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Last Sale | $819,000 (Nov 2021) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12172278 |
| Primary APN | 12172278 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,302 sqft Living Area |
| 1st Floor Area | 2,630 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 778 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 159 CUTTER CIR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 474 RIVERBEND BLK 107 PB104 P139 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 107 |
| Legal Lot Number | 474 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 2202 |
Source: Beaufort County records · APN 12172278
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 159 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| Nov 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Aug 03, 2007 · Amount on Record |
| Deed Document Number | 202176518 |
| Deed Book / Page | 4078 / 2065 |
| Last Transfer Date | Sep 07, 2023 |
| Transfer Doc | 0000002793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 22, 2024 |
| Property Address | 159 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Number | 0000002793 |
| Book / Page | 4304 / 1877 |
| Map Reference | MB 104 PG 139 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2024002793 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 159 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 01, 2021 |
| Property Address | 159 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Number | 0000076518 |
| Book / Page | 4078 / 2065 |
| Map Reference | MB 104 PG 139 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021076518 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,129.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 159 CUTTER CIR, BLUFFTON, SC 29909-4316 |
| Document Number | 0000076519 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021076519 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 (-0.1%) | $33,540 (+0.01%) | |
| 2024 | $3,977.00 | $33,536 (-) Land $6,320 Building $27,216 | $838,400 (-) Land $158,000 Building $680,400 |
| 2023 | $3,977.00 (-8.26%) | $33,536 (+2.37%) Land $6,320 Building $27,216 | $838,400 (+2.37%) Land $158,000 Building $680,400 |
| 2022 | $4,335.00 | $32,760 Land $6,000 Building $26,760 | $819,000 Land $150,000 Building $669,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 67 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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