Palm Beach County property record for 16194 Rosecroft Ter, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,500 sqft · built 2006 |
| Lot Size | 0.248 acres (10,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,330,000 (Jul 2026) |
| Tax Bill | $10,453 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-20-18-000-1110 |
| Primary APN | 00-42-46-20-18-000-1110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| Gross Area | 4,763 sqft |
| 1st Floor Area | 2,756 sqft |
| Upper Floors Area | 744 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 10,816 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 769 sqft |
| Pool Area | 90 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 494 sqft |
| Patio Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16194 ROSECROFT TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GRAND HAVEN AT LINTON BLVD LT 111 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GRAND HAVEN AT LINTON |
| Legal Lot Number | 111 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5938 |
Source: Palm Beach County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage TD BANK |
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2019 · Amount on Record |
| Deed Document Number | 2026268108 |
| Deed Book / Page | 36678 / 778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0000268108 |
| Book / Page | 36678 / 778 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026268108 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | DELRAY TITLE, DELRAY BEACH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0000268109, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 36678/781 |
| Instrument | 2026268109 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Investor | Possibly a Property Investor |
| Document Number | 0364041481 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 36404/1481 |
| Instrument | 20260108077 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0364160997 |
| Book / Page | 36416 / 997 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026114960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Investor | Possibly a Property Investor |
| Document Number | 0000114960, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 36416/997 |
| Instrument | 2026114960 |
| Name | GEORGIA'S OWN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0324631778 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 32463/1778 |
| Instrument | 20210211872 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0310031528 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15548 GLENCREST AVE DELRAY BEACH FL 334469576, DELRAY BEACH, FL 33446-9576 |
| Document Number | 0310031528 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 031003/001528 |
| Instrument | 405847 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Oct 11, 2019 |
| Property Address | 16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0309491224 |
| Book / Page | 030949 / 001224 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 374182 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,893.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16194 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587 |
| Document Number | 309491226 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 030949/001226 |
| Instrument | 374183 |
| Name | NATIONWIDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT LAUDERDALE, FL 33304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,453.00 (+2.96%) Homeowner's exemption | $654,871 (+5.99%) | $919,424 (-12.81%) Land $349,795 Building $569,629 |
| 2024 | $10,152.00 (+2.34%) | ||
| 2023 | $9,920.00 (+0.7%) Homeowner's exemption | $617,879 (+3%) | $1,054,525 (+21.48%) Land $376,523 Building $678,002 |
| 2022 | $9,851.00 Homeowner's exemption | $599,883 | $868,052 Land $342,265 Building $525,787 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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