16194 Rosecroft Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16194 Rosecroft Ter, Delray Beach, FL 33446

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,500 sqft · built 2006
Lot Size0.248 acres (10,816 sqft)
OwnerIndividual Name on File
Last Sale$1,330,000 (Jul 2026)
Tax Bill$10,453 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2026 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN00-42-46-20-18-000-1110

Property Details

APN / Parcel Number

Primary APN00-42-46-20-18-000-1110

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,500 sqft Living Area
Gross Area4,763 sqft
1st Floor Area2,756 sqft
Upper Floors Area744 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area10,816 sqft (0.248 acres)
Garage TypeAttached
Garage Area769 sqft

Exterior Amenities

Pool Area90 sqft
PorchFinished/Open Porch
Porch Area494 sqft
Patio Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16194 ROSECROFT TER
CityDELRAY BEACH
StateFL
Zip33446-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGRAND HAVEN AT LINTON BLVD LT 111
Legal Range42E
Legal Township46S
Legal Section20
Legal SubdivisionGRAND HAVEN AT LINTON
Legal Lot Number111
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1003
Census Tract5938

Owner

16194 Rosecroft Ter is owned and occupied by an individual who bought it in July 2026.

Source: Palm Beach County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Conventional Mortgage
TD BANK
Mar 27, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Apr 1, 2026Deed of Trust, Mortgage · Line of Credit
GEORGIA'S OWN CREDIT UNION
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Oct 11, 2019Warranty Deed, Transfer · Conventional Mortgage
NATIONWIDE HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2026 · Amount on File
Deed SaleJul 22, 2026 · Amount on File
Prior SaleOct 11, 2019 · Amount on File
Deed Document Number2026268108
Deed Book / Page36678 / 778
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJul 22, 2026
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0000268108
Book / Page36678 / 778
Instrument DateJul 15, 2026
Instrument2026268108
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyDELRAY TITLE, DELRAY BEACH TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940,310.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0000268109,
DateJul 22, 2026
Book Page36678/781
Instrument2026268109
Lender
NameTD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
InvestorPossibly a Property Investor

Mortgage

Document Number0364041481
DateMar 27, 2026
Book Page36404/1481
Instrument20260108077
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Recording DateApr 1, 2026
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0364160997
Book / Page36416 / 997
Instrument DateMar 27, 2026
Instrument2026114960
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
InvestorPossibly a Property Investor

Mortgage

Document Number0000114960,
DateApr 1, 2026
Book Page36416/997
Instrument2026114960
Lender
NameGEORGIA'S OWN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate5.98%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0324631778
DateMay 10, 2021
Book Page32463/1778
Instrument20210211872
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0310031528
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15548 GLENCREST AVE DELRAY BEACH FL 334469576, DELRAY BEACH, FL 33446-9576

Mortgage

Document Number0310031528
DateNov 5, 2019
Book Page031003/001528
Instrument405847
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2049

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateOct 11, 2019
Property Address16194 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0309491224
Book / Page030949 / 001224
Instrument DateSep 27, 2019
Instrument374182
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,893.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16194 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number309491226
DateOct 11, 2019
Book Page030949/001226
Instrument374183
Lender
NameNATIONWIDE HM LNS
TypeFunding / Finance Company
AddressFORT LAUDERDALE, FL 33304
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16194 Rosecroft Ter was $10,453 with a homeowner's exemption, up 3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,453.00 (+2.96%) Homeowner's exemption$654,871$919,424 Land $349,795 Building $569,629
2024$10,152.00 (+2.34%)
2023$9,920.00 (+0.7%) Homeowner's exemption$617,879 (+3%)$1,054,525 (+21.48%) Land $376,523 Building $678,002
2022$9,851.00 Homeowner's exemption$599,883$868,052 Land $342,265 Building $525,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16194 Rosecroft Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims3 (2009–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16194 Rosecroft Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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