Palm Beach County property record for 16202 Rosecroft Ter, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,950 sqft · built 2006 |
| Lot Size | 0.234 acres (10,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,605,000 (Mar 2026) |
| Tax Bill | $15,337 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-20-18-000-1120 |
| Primary APN | 00-42-46-20-18-000-1120 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,950 sqft Living Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 2,643 sqft |
| Upper Floors Area | 1,307 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 10,197 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Porch | Slab |
| Porch Area | 289 sqft |
| Patio Area | 763 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16202 ROSECROFT TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GRAND HAVEN AT LINTON BLVD LT 112 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GRAND HAVEN AT LINTON |
| Legal Lot Number | 112 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5938 |
Source: Palm Beach County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 202678821 |
| Deed Book / Page | 36355 / 1286 |
| Prior Transfer Date | Mar 27, 2014 |
| Prior Transfer Doc | 0266911088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Document Number | 0343251490 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 34325/1490 |
| Instrument | 20230176139 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 5, 2026 |
| Property Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Document Number | 0363551286 |
| Book / Page | 36355 / 1286 |
| Map Reference | MB 104 PG 141 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 20260078821 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Name | Verified Name |
|---|---|
| Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Document Number | 0363551289 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 36355/1289 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 21, 2023 |
| Property Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Document Number | 0342530160 |
| Book / Page | 34253 / 160 |
| Map Reference | MB 104 PG 141-151 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 20230131919 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | ATTORNEYS KEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5205 CONGRESS AVE APT 337, 337, BOCA RATON, FL 33487-3795 |
| Name | Verified Name |
|---|---|
| Address | 16202 ROSECROFT TER, DELRAY BEACH, FL 33446-9589 |
| Document Number | 0034253162 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 34253/162 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,337.00 (-11.84%) | $955,157 (+63.17%) | $955,157 (-12.49%) Land $346,710 Building $608,447 |
| 2024 | $17,397.00 (+85.35%) | ||
| 2023 | $9,386.00 (+0.71%) Homeowner's exemption | $585,393 (+3%) | $1,091,460 (+18.91%) Land $375,721 Building $715,739 |
| 2022 | $9,320.00 Homeowner's exemption | $568,343 | $917,886 Land $341,537 Building $576,349 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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