Palm Beach County property record for 16178 Rosecroft Ter, Delray Beach, FL 33446
| Property Type | Zero Lot Line |
|---|---|
| Details | 6 bd · 5 ba · 3,950 sqft · built 2006 |
| Lot Size | 0.262 acres (11,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $741,744 (Jul 2006) |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-20-18-000-1090 |
| Primary APN | 00-42-46-20-18-000-1090 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,950 sqft Living Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 2,643 sqft |
| Upper Floors Area | 1,307 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 11,421 sqft (0.262 acres) |
| Garage Area | 648 sqft |
| Pool Area | 84 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 289 sqft |
| Patio Area | 1,167 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 16178 ROSECROFT TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9587 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | PUD |
| Legal Description | GRAND HAVEN AT LINTON BLVD LT 109 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GRAND HAVEN AT LINTON BLVD |
| Legal Lot Number | 109 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5938 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2006 · Amount on Record |
| Deed Sale | Jul 5, 2006 · Amount on Record |
| Deed Document Number | 20060392051 |
| Deed Book / Page | 20558 / 1633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0361011676 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 36101/1676 |
| Instrument | 20250386784 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16178 ROSECROFT TER, WEST DELRAY BEACH, FL 33446-9587 |
| Document Number | 0329771248 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 32977/1248 |
| Instrument | 20210483763 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Nov 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16178 ROSECROFT TER, WEST DELRAY BEACH, FL 33446-9587 |
| Document Number | 0326620983 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 32662/983 |
| Instrument | 20210315624 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0296080308 |
| Book / Page | 029608 / 000308 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16178 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0296080308 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 029608/000308 |
| Instrument | 30814 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0294361554 |
| Book / Page | 029436 / 001554 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16178 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0294361554 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 029436/001554 |
| Instrument | 383538 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,967.00 (+5.48%) Homeowner's exemption | $563,299 (+5.99%) | $945,838 (-13.33%) Land $352,825 Building $593,013 |
| 2023 | $8,501.00 (+0.73%) Homeowner's exemption | $531,480 (+3%) | $1,091,330 (+17.39%) Land $377,311 Building $714,019 |
| 2022 | $8,439.00 Homeowner's exemption | $516,000 | $929,658 Land $342,981 Building $586,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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