16178 Rosecroft Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16178 Rosecroft Ter, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details6 bd · 5 ba · 3,950 sqft · built 2006
Lot Size0.262 acres (11,421 sqft)
OwnerIndividual Name on Record
Last Sale$741,744 (Jul 2006)
Tax Bill$8,967 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Oct 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN00-42-46-20-18-000-1090

Property Details

APN / Parcel Number

Primary APN00-42-46-20-18-000-1090

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,950 sqft Living Area
Gross Area4,887 sqft
1st Floor Area2,643 sqft
Upper Floors Area1,307 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area11,421 sqft (0.262 acres)
Garage Area648 sqft

Exterior Amenities

Pool Area84 sqft
PorchOpen Porch
Porch Area289 sqft
Patio Area1,167 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address16178 ROSECROFT TER
CityDELRAY BEACH
StateFL
Zip33446-9587
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodePUD
Legal DescriptionGRAND HAVEN AT LINTON BLVD LT 109
Legal Range42E
Legal Township46S
Legal Section20
Legal SubdivisionGRAND HAVEN AT LINTON BLVD
Legal Lot Number109
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1003
Census Tract5938

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOANDEPOT.COM LLC
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVANTAGEFIRST LENDING INC
Dec 21, 2017Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2006 · Amount on Record
Deed SaleJul 5, 2006 · Amount on Record
Deed Document Number20060392051
Deed Book / Page20558 / 1633
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0361011676
DateOct 30, 2025
Book Page36101/1676
Instrument20250386784
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address16178 ROSECROFT TER, WEST DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0329771248
DateOct 21, 2021
Book Page32977/1248
Instrument20210483763
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term169 Months
DueNov 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address16178 ROSECROFT TER, WEST DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0326620983
DateJul 7, 2021
Book Page32662/983
Instrument20210315624
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0296080308
Book / Page029608 / 000308
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16178 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0296080308
DateJan 24, 2018
Book Page029608/000308
Instrument30814
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 23, 2033
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address16178 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Document Number0294361554
Book / Page029436 / 001554
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16178 ROSECROFT TER DELRAY BEACH FL 334469587, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number0294361554
DateOct 30, 2017
Book Page029436/001554
Instrument383538
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,967.00 (+5.48%) Homeowner's exemption$563,299 (+5.99%)$945,838 (-13.33%) Land $352,825 Building $593,013
2023$8,501.00 (+0.73%) Homeowner's exemption$531,480 (+3%)$1,091,330 (+17.39%) Land $377,311 Building $714,019
2022$8,439.00 Homeowner's exemption$516,000$929,658 Land $342,981 Building $586,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims3 (2009–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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