1618 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1618 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 2004
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jul 2025)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN79367

Property Details

APN / Parcel Number

Primary APN79367
Alternative APN
  • 012630000103470070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,268 sqft Heated Area
Gross Area1,824 sqft
1st Floor Area1,268 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeFinished
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area276 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79367
Street Address1618 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-4677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 347 LOTS 7 & 8
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block347
Legal Lot Number7-8 8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4071
Census Tract43500

Owner

Source: Osceola County records · APN 79367

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2025Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 15, 2021Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Mar 20, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2025 · Amount on Record
Deed SaleJul 18, 2025 · Amount on Record
Prior SaleSep 15, 2021 · Amount on Record
Deed Document Number0006821425
Deed Book / Page6821 / 425
Prior Transfer DateJul 17, 2025
Prior Transfer Doc0068210425
Record UpdatedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2025
Property Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677
Document Number0068210425
Book / Page6821 / 425
Map ReferenceMB B PG 33
Instrument DateJul 14, 2025
Instrument2025089340
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address807 LEFFINGWELL AVE, ELLENTON, FL 34222-2221

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677
InvestorPossibly a Property Investor

Mortgage

Document Number0006821427
DateJul 17, 2025
Instrument6821/427
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2021
Property Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677
Document Number0060441377
Book / Page6044 / 1377
Map ReferenceMB B PG 33
Instrument DateSep 14, 2021
Instrument2021143687
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677

Mortgage

Document Number60441378
DateSep 15, 2021
Instrument6044/1378
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 20, 2018
Property Address1618 OREGON AVE, SAINT CLOUD, FL 34769-4677
Document Number0053032900
Book / Page005303 / 002900
Instrument DateMar 16, 2018
Instrument44957
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 701041 ST CLOUD FL 347701041, ST CLOUD, FL 34770-1041

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$247,096 (+2.9%)$294,500 (+1.62%) Land $46,800 Building $247,700
2024$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$240,133 (+3%)$289,800 (+10.23%) Land $46,800 Building $243,000
2023$4.00 (-99.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$233,139 (+4.64%)$262,900 (+18%) Land $42,500 Building $220,400
2022$3,165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$222,800 Land $38,200 Building $184,600$222,800 Land $38,200 Building $184,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
11 of 15 on primary residences
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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