Osceola County property record for 1600 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 2005 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,000 (Apr 2025) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79364 |
| Primary APN | 79364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,284 sqft Heated Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 1,284 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79364 |
|---|---|
| Street Address | 1600 OREGON AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 347 LOTS 1 & 2 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 347 |
| Legal Lot Number | 1-2,12 2 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79364
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1600 OREGON AVE, SAINT CLOUD, FL 34769-4677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional with PMI WRIGHTS EXCAVATING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 2025051965 |
| Deed Book / Page | 6776 / 1881 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2025 |
| Property Address | 1600 OREGON AVE, SAINT CLOUD, FL 34769-4677 |
| Document Number | 0067761881 |
| Book / Page | 6776 / 1881 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 2025051965 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, MAGNOLIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3223 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7051 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1600 OREGON AVE, SAINT CLOUD, FL 34769-4677 |
| Document Number | 0067761882 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 6776/1882 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 25, 2018 |
| Property Address | 1600 OREGON AVE, SAINT CLOUD, FL 34769-4677 |
| Document Number | 0054061152 |
| Book / Page | 005406 / 001152 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 144012 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3223 COUNTRYSIDE VIEW DR ST CLOUD FL 347727051, ST CLOUD, FL 34772-7051 |
| Document Number | 54061153 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 005406/001153 |
| Instrument | 144013 |
| Name | WRIGHTS EXCAVATING INC |
|---|---|
| Address | 917 13TH ST, ST CLOUD, FL 34769-4420 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,526.00 (+17.01%) | $276,400 (+12.22%) Land $46,800 Building $229,600 | $276,400 (+12.22%) Land $46,800 Building $229,600 |
| 2023 | $3,868.00 (+12.67%) | $246,300 (+18.19%) Land $42,500 Building $203,800 | $246,300 (+18.19%) Land $42,500 Building $203,800 |
| 2022 | $3,433.00 | $208,400 Land $35,100 Building $173,300 | $208,400 Land $35,100 Building $173,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force 11 of 15 on primary residences |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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