1512 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1512 Oregon Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,624 sqft · built 1984
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2018)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`78913`

Property Details

APN / Parcel Number

Primary APN	`78913`
Alternative APN	`012630000102920050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Heated Area
Gross Area	2,000 sqft
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	78913
Street Address	1512 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-4675
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 292 LOTS 5 & 6 & E 100 FT LOT 7, & E 100 FT OF N 15 FT OF LOT 8 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	292
Legal Lot Number	5-8,12 6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4066
Census Tract	43500

Owner

Source: Osceola County assessment roll, APN 78913, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1736 JUNIPER CIR, SAINT CLOUD, FL 34769-1645
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Prior Sale	Aug 07, 2003 · Amount on Record
Deed Document Number	2018117927
Deed Book / Page	5378 / 0149
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 02, 2018
Property Address	1512 OREGON AVE, SAINT CLOUD, FL 34769-4675
Document Number	0053780149
Book / Page	005378 / 000149
Instrument Date	Aug 01, 2018
Instrument	117927
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 JUNIPER CIR ST CLOUD FL 347691645, ST CLOUD, FL 34769-1645

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+14.2%)	$167,400 (+3.91%) Land $55,000 Building $112,400	$167,400 (+3.91%) Land $55,000 Building $112,400
2023	$2,522.00 (+16.11%)	$161,100 (+29.92%) Land $50,000 Building $111,100	$161,100 (+29.92%) Land $50,000 Building $111,100
2022	$2,172.00	$124,000 Land $45,000 Building $79,000	$124,000 Land $45,000 Building $79,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 314 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, TPC ACC Acquisition.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.