16170 Rosecroft Ter, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16170 Rosecroft Ter, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,578 sqft · built 2006
Lot Size	0.259 acres (11,299 sqft)
Owner	Individual Name on Record
Last Sale	$966,682 (Dec 2006)
Tax Bill	$9,679 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-20-18-000-1080`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-20-18-000-1080`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,578 sqft Living Area
Gross Area	5,490 sqft
1st Floor Area	3,207 sqft
Upper Floors Area	1,371 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	11,299 sqft (0.259 acres)
Garage Type	Attached
Garage Area	679 sqft

Exterior Amenities

Pool Area	83 sqft
Porch	Finished/Open Porch
Porch Area	233 sqft
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16170 ROSECROFT TER
City	DELRAY BEACH
State	FL
Zip	33446-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GRAND HAVEN AT LINTON BLVD LT 108
Legal Range	42E
Legal Township	46S
Legal Section	20
Legal Subdivision	GRAND HAVEN AT LINTON
Legal Lot Number	108
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1003
Census Tract	5938

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16170 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2006 · Amount on Record
Deed Sale	Dec 20, 2006 · Amount on Record
Deed Document Number	2006700780
Deed Book / Page	21214 / 1198
Last Transfer Date	Sep 9, 2014
Transfer Doc	0270621065
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16170 ROSECROFT TER, DELRAY BEACH, FL 33446-9587
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16170 ROSECROFT TER, DELRAY BEACH, FL 33446-9587

Mortgage

Document Number	0342911086
Date	May 9, 2023
Book Page	34291/1086
Instrument	20230155295

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	May 1, 2024
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Margin	5
Max Rate	12.7%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,679.00 (+3.01%) Homeowner's exemption	$607,116 (+5.99%)	$1,023,403 (-13.06%) Land $352,220 Building $671,183
2024	$9,396.00 (+2.35%)
2023	$9,180.00 (+0.72%) Homeowner's exemption	$572,821 (+3%)	$1,177,073 (+16.81%) Land $377,153 Building $799,920
2022	$9,114.00 Homeowner's exemption	$556,137	$1,007,640 Land $342,838 Building $664,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20