1616 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1616 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 930 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2026)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-307.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-307.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	930 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1616 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 11 LOT 307
Legal Subdivision	RIPPLE CREEK II
Legal Phase	11
Legal Lot Number	307
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1616 Raintree Ct is owned and occupied by an individual who bought it in August 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1616 RAINTREE CT, ELSMERE, KY 41018-1897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jul 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	2026081218019
Deed Book / Page	478 / 653
Prior Transfer Date	May 13, 2024
Prior Transfer Doc	0005900034
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 12, 2026
Property Address	1616 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000018019
Book / Page	478 / 653
Instrument Date	Jul 21, 2026
Instrument	202618019
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	TECHNETITLE AGENCY, TECHNETITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 RAINTREE CT, ELSMERE, KY 41018-1897

Mortgage

Document Number	0000018310,
Date	Aug 12, 2026
Book Page	480/679
Instrument	2026081418310

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 5, 2023
Property Address	1616 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0005900077
Book / Page	KC 234 / 115
Map Reference	SL 2059
Instrument Date	Jun 15, 2023
Instrument	23070505900077
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11011 UNION BLUFFS DR, UNION, KY 41091-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11011 UNION BLUFFS DR, UNION, KY 41091-7301

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Raintree Ct was $3,413.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,700 (-) Land $75,000 Building $149,700	$224,700 (-) Land $75,000 Building $149,700
2025	$3,413.00	$224,700 Land $75,000 Building $149,700	$224,700 Land $75,000 Building $149,700
2023	$2,618.00 (+51.5%)	$174,700 (+66.38%) Land $25,000 Building $149,700	$174,700 (+66.38%) Land $25,000 Building $149,700
2022	$1,728.00	$105,000 Land $35,000 Building $70,000	$105,000 Land $35,000 Building $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1616 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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