1608 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1608 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 936 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2024)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-305.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-305.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1608 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 11 LOT 305
Legal Subdivision	RIPPLE CREEK II
Legal Phase	11
Legal Lot Number	305
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 RAINTREE CT, ELSMERE, KY 41018-1897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Dec 22, 2020	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage SUCCESS MTG PTRS
Sep 6, 2017	Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202431
Deed Book / Page	311 / 684
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1608 RAINTREE CT, ELSMERE, KY 41018-1897
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900114
Date	Jul 20, 2021
Book Page	244/249
Instrument	21072005900114

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 22, 2020
Property Address	1608 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000068
Book / Page	000062 / 000163
Instrument Date	Dec 18, 2020
Instrument	68
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

Mortgage

Document Number	69
Date	Dec 22, 2020
Book Page	00M144/000617
Instrument	69

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1608 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000069
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

Mortgage

Document Number	0000000069
Date	Dec 22, 2020
Book Page	00M144/000617
Instrument	69

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 6, 2017
Property Address	1608 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000114
Book / Page	0C6241 / 000255
Instrument Date	Aug 30, 2017
Instrument	114
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	PERFORMANCE TITLE AGENCY, PERFORMANCE TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

Mortgage

Document Number	115
Date	Sep 6, 2017
Book Page	006241/000259
Instrument	115

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Mortgage

Document Number	118,
Date	Sep 6, 2017
Book Page	C6241/000295
Instrument	118

Lender

Name	KENTUCKY HSNG
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 5, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-) Land $25,000 Building $230,000	$255,000 (-) Land $25,000 Building $230,000
2025	$3,873.00 (+44.35%)	$255,000 (+42.46%) Land $25,000 Building $230,000	$255,000 (+42.46%) Land $25,000 Building $230,000
2023	$2,683.00	$179,000 Land $25,000 Building $154,000	$179,000 Land $25,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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