1612 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1612 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,028 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Dec 2020)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Dec 2020 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-306.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-306.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,028 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1612 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 11 LOT 306
Legal Subdivision	RIPPLE CREEK II
Legal Phase	11
Legal Lot Number	306
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1612 Raintree Ct is owned and occupied by an individual who bought it in December 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1612 RAINTREE CT, ELSMERE, KY 41018-1897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI ENVOY MTG
Mar 6, 2019	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	20203
Deed Book / Page	63 / 452
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 30, 2020
Property Address	1612 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000003
Book / Page	000063 / 000452
Instrument Date	Dec 21, 2020
Instrument	3
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Tax	$184.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1612 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000006
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

Mortgage

Document Number	0000000006
Date	Apr 20, 2020
Book Page	000M33/000775
Instrument	6

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 6, 2019
Property Address	1612 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000229
Book / Page	0C6613 / 000172
Instrument Date	Feb 27, 2019
Instrument	229
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 RAINTREE CT ELSMERE KY 410181897, ELSMERE, KY 41018-1897

Mortgage

Document Number	230
Date	Mar 6, 2019
Book Page	0C6613/000175
Instrument	230

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Raintree Ct was $2,977.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,000 (-) Land $25,000 Building $171,000	$196,000 (-) Land $25,000 Building $171,000
2025	$2,977.00	$196,000 Land $25,000 Building $171,000	$196,000 Land $25,000 Building $171,000
2023	$2,938.00	$196,000 Land $25,000 Building $171,000	$196,000 Land $25,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1612 Raintree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1612 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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