1616 Elk Ct, Sturgis, SD 57785 Property Records

Meade County property record for 1616 Elk Ct, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	2 bd · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Apr 2018)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.83.17`

Property Details

APN / Parcel Number

Primary APN	`01.83.17`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1616 ELK CT
City	STURGIS
State	SD
Zip	57785-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON SUB LOT 17
Legal Subdivision	WATSON SUB
Legal Lot Number	17
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1076
Census Tract	20401

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 561, STURGIS, SD 57785-0561
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20182259
Deed Book / Page	890 / 1734
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	000865/250
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1616 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00974/1118
Date	Apr 11, 2023
Book Page	974/1118
Instrument	23001887

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1616 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	944/1976
Date	Mar 30, 2021
Book Page	944/1976
Instrument	21002433

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1616 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	901/710
Date	Apr 20, 2018
Book Page	901/710
Instrument	18002260

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	RAPID CITY, SD 57701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 20, 2018
Property Address	1616 ELK CT, STURGIS, SD 57785-3323
Document Number	00890/1734
Book / Page	890 / 1734
Map Reference	PL 7 PG 250
Instrument Date	Apr 4, 2018
Instrument	18002259
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 SOUTHVIEW DR, 130, TROY, MO 63379-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 561, STURGIS, SD 57785-0561

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+1.12%) Additional exemption filed	$249,531 (-) Land $43,500 Building $206,031	$249,531 Land $43,500 Building $206,031
2024	$3,312.00 (-3.44%)
2023		$249,531 Land $43,500 Building $206,031
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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