1612 Elk Ct, Sturgis, SD 57785 Property Records

Meade County property record for 1612 Elk Ct, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	3 bd · built 2012
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Dec 2019)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.83.15`

Property Details

APN / Parcel Number

Primary APN	`01.83.15`

Interior

Bedrooms	3 Beds

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	1612 ELK CT
City	STURGIS
State	SD
Zip	57785-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON SUB LOT 15
Legal Subdivision	WATSON SUB
Legal Lot Number	15
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1076
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 ELK CT, STURGIS, SD 57785-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 13, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jul 2, 2013
Deed Document Number	20197776
Deed Book / Page	916 / 767
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1612 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000911/360
Date	Apr 23, 2019
Book Page	911/360
Instrument	19002178

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1612 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000931/790
Date	Jul 17, 2020
Book Page	931/790
Instrument	20004587

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Dec 13, 2019
Property Address	1612 ELK CT, STURGIS, SD 57785-3323
Document Number	916/767
Book / Page	916 / 767
Instrument Date	Dec 13, 2019
Instrument	19007776
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 BELAIR CIR, 57, STURGIS, SD 57785-2583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 ELK CT, STURGIS, SD 57785-3323

Mortgage

Document Number	00921/1176
Date	Dec 13, 2019
Book Page	921/1176
Instrument	19007777

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 18, 2019
Property Address	1612 ELK CT, STURGIS, SD 57785-3323
Document Number	903/1436
Book / Page	903 / 1436
Instrument Date	Apr 15, 2019
Instrument	19002101
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10261 VENTURA LN, 10261, SUMMERSET, SD 57718-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 ELK CT, STURGIS, SD 57785-3323

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,968 (+4.29%) Land $43,500 Building $276,468	$319,968 (+4.29%) Land $43,500 Building $276,468
2025	$4,117.00 (+1.08%) Additional exemption filed	$306,803 (-) Land $43,500 Building $263,303	$306,803 Land $43,500 Building $263,303
2024	$4,073.00 (-3.41%)
2023		$306,803 Land $43,500 Building $263,303
2022	$4,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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