1613 Elk Ct, Sturgis, SD 57785 Property Records

Meade County property record for 1613 Elk Ct, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 2001
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,400 (Aug 2019)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01.83.14`

Property Details

APN / Parcel Number

Primary APN	`01.83.14`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	1613 ELK CT
City	STURGIS
State	SD
Zip	57785-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON SUB LOT 14
Legal Subdivision	WATSON SUB
Legal Lot Number	14
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1076
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1613 ELK CT, STURGIS, SD 57785-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Mar 4, 2009	Deed of Trust, Mortgage WELLS FARGO BANK, N.A.
Sep 16, 2008	Deed of Trust, Mortgage MORTGAGE EXPRESS INC
Apr 29, 2014	Deed of Trust, Mortgage · Conventional Mortgage BLACK HILLS COMMUNITY BANK NA
Jul 31, 2012	Deed of Trust, Mortgage MERS
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage BLACK HILLS FCU
Apr 29, 2014	Warranty Deed, Transfer
Sep 16, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Sep 16, 2008
Deed Document Number	20195021
Deed Book / Page	916 / 145
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00889/1443
Date	Jun 7, 2017
Book Page	889/1443
Instrument	17003409

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000782/380
Date	Mar 4, 2009
Book Page	782/380
Instrument	000944

Lender

Name	WELLS FARGO BANK, N.A.
Address	PO BOX 5137, DES MOINES, IA 50305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2039

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000778/41
Date	Sep 16, 2008
Book Page	778/41
Instrument	004463

Lender

Name	MORTGAGE EXPRESS INC
Address	7200 S 84TH ST, LA VISTA, NE 68128

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000851/722
Date	Apr 29, 2014
Book Page	851/722
Instrument	001535

Lender

Name	BLACK HILLS COMMUNITY BANK NA
Address	RAPID CITY, SD 57701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2044

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00827/1172
Date	Jul 31, 2012
Book Page	827/1172
Instrument	003273

Lender

Name	MERS
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Aug 19, 2019
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Document Number	000916/145
Book / Page	916 / 145
Instrument Date	Aug 16, 2019
Instrument	19005021
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$28.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 ELK CT, STURGIS, SD 57785-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 ELK CT, STURGIS, SD 57785-3323

Mortgage

Document Number	00917/1330
Date	Aug 19, 2019
Book Page	917/1330
Instrument	19005022

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Apr 29, 2014
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Document Number	00842/1762
Book / Page	842 / 1762
Instrument Date	Apr 28, 2014
Instrument	001534-CV
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$233.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1613 ELK CT, STURGIS, SD 57785-3323

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Sep 16, 2008
Property Address	1613 ELK CT, STURGIS, SD 57785-3323
Document Number	000772/810
Book / Page	772 / 810
Instrument Date	Sep 15, 2008
Instrument	004462-CV
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$221.50
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 VIKING DR, RAPID CITY, SD 57701-9552

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,597 (+4.08%) Land $51,000 Building $236,597	$287,597 (+4.08%) Land $51,000 Building $236,597
2025	$3,708.00 (+1.09%) Additional exemption filed	$276,330 (-) Land $51,000 Building $225,330	$276,330 Land $51,000 Building $225,330
2024	$3,668.00 (-3.42%)
2023		$276,330 Land $51,000 Building $225,330
2022	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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