San Diego County property record for 1615 Vista del Lago, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,520 sqft · built 2023 |
| Lot Size | 4.56 acres (199,069 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $899,000 (Feb 2026) |
| Tax Bill | $7,592 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-020-35-00 |
| Primary APN | 105-020-35-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 199,069 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1615 VISTA DEL LAGO |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 (EX ST) TR PM13048 |
| Legal Subdivision | PARCEL MAP NO 13048 |
| Legal Tract | 13048 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18903 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Feb 20, 2026 | Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Sep 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 6, 2023 | Re-recorded Document |
| Aug 11, 2021 | Grant Deed, Transfer · Line of Credit EQUITY TRUST COMPANY |
| Feb 26, 2019 | Grant Deed, Transfer · Conventional with PMI WALZ ROD & JERI A F/TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2021 · Amount on Record |
| Deed Document Number | 202648052 |
| Prior Transfer Date | Aug 4, 2023 |
| Prior Transfer Doc | 0000241256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000326103 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022-0326103 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 20, 2026 |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000048052 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 2026-0048052 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000048053 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026-0048053 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000243999 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023-0243999 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 7, 2043 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 6, 2023 |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000241256 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023-0241256 |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 11, 2021 |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000573206 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-0573206 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3951 MARVIN ST, OCEANSIDE, CA 92056-3332 |
| Document Number | 0000573207 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-0573207 |
| Name | EQUITY TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 26, 2019 |
| Property Address | 1615 VISTA DEL LAGO, FALLBROOK, CA 92028-1752 |
| Document Number | 0000068939 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 68939 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1593 S MISSION RD #D FALLBROOK CA 920284165, D, FALLBROOK, CA 92028-4165 |
| Document Number | 68940 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 68940 |
| Name | WALZ ROD & JERI A F/TR (PT) |
|---|---|
| Address | 6959 VIA MARIPOSA NORTE, BONSALL, CA 92003-5610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $719,475 (+2%) Land $359,727 Building $359,748 | |
| 2025 | $7,592.00 (+2.43%) Homeowner's exemption | $705,369 (+23.32%) Land $352,674 Building $352,695 |
| 2024 | $7,412.00 (+21.13%) | |
| 2023 | $6,119.00 (+116.3%) | $571,980 Land $333,980 Building $238,000 |
| 2022 | $2,829.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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