1762 Vista del Lago, Fallbrook, CA 92028 Property Records

San Diego County property record for 1762 Vista del Lago, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1980
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 1998)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102-400-21-00`

Property Details

APN / Parcel Number

Primary APN	`102-400-21-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,683 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	49,658 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1762 VISTA DEL LAGO
City	FALLBROOK
State	CA
Zip	92028-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 7-9-3W SE 1/4 POR S 1/2 OF SE 1/4 OF
Legal Range	03W
Legal Township	09
Legal Section	07
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1001
Census Tract	18903

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1762 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Jun 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Jun 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1998 · Amount on Record
Deed Sale	Oct 1, 1998 · Amount on Record
Prior Sale	Apr 25, 1991 · Amount on Record
Deed Document Number	1998631305
Prior Transfer Date	Dec 11, 1997
Prior Transfer Doc	0000649846
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1762 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1762 VISTA DEL LAGO, FALLBROOK, CA 92028-1748

Mortgage

Document Number	0000649845
Date	Sep 14, 2021
Instrument	2021-0649845

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Change Frequency	Annually
Index	1-Year LIBOR

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1762 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Document Number	0000256131
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1762 VISTA DEL LAGO FALLBROOK CA 920281748, FALLBROOK, CA 92028-1748

Mortgage

Document Number	0000256131
Date	Jun 8, 2017
Instrument	256131

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1762 VISTA DEL LAGO, FALLBROOK, CA 92028-1748
Document Number	0000256132
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1762 VISTA DEL LAGO FALLBROOK CA 920281748, FALLBROOK, CA 92028-1748

Mortgage

Document Number	0000256132
Date	Jun 8, 2017
Instrument	256132

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,939 (+2%) Land $177,304 Building $221,635
2025	$4,157.00 (+5.45%) Homeowner's exemption	$391,118 (+4.04%) Land $173,828 Building $217,290
2023	$3,942.00 Homeowner's exemption	$375,932 Land $167,079 Building $208,853
2022	$3,942.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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