1560 Vista del Lago, Fallbrook, CA 92028 Property Records

San Diego County property record for 1560 Vista del Lago, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,676 sqft · built 1992
Lot Size3.56 acres (155,074 sqft)
Owner2 Individual Names on Record
Last Sale$688,500 (Apr 2020)
Tax Bill$8,084 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Sep 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN105-020-34-00

Property Details

APN / Parcel Number

Primary APN105-020-34-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,676 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area155,074 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1560 VISTA DEL LAGO
CityFALLBROOK
StateCA
Zip92028-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM13048
Legal SubdivisionPARCEL MAP NO 13048
Legal Tract13048
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1001
Census Tract18903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 9, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 1, 2020Grant Deed, Transfer · FHA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleApr 21, 2005 · Amount on Record
Deed Document Number2020166753
Prior Transfer DateSep 26, 1995
Prior Transfer Doc0000495520
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700
Transaction TypeMortgage
Record UpdatedSep 7, 2023
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700

Mortgage

Document Number0000235385
DateAug 30, 2023
Instrument2023-0235385
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700

Mortgage

Document Number0000637759
DateSep 9, 2021
Instrument2021-0637759
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700

Mortgage

Document Number0000832657
DateDec 24, 2020
Instrument2020-0832657
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2020
Property Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700
Document Number0000166753
Map ReferenceFILE 83-448740
Instrument DateJan 23, 2020
Instrument2020-0166753
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1560 VISTA DEL LAGO, 1560, FALLBROOK, CA 92028-1700

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1560 VISTA DEL LAGO, FALLBROOK, CA 92028-1700

Mortgage

Document Number0000166754
DateApr 1, 2020
Instrument2020-0166754
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$768,028 (+2%) Land $453,025 Building $315,003
2025$8,084.00 (+5.12%) Homeowner's exemption$752,970 (+4.04%) Land $444,143 Building $308,827
2023$7,690.00 (-0.03%) Homeowner's exemption$723,734 Land $426,898 Building $296,836
2022$7,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALLBROOK PUD
serves 35,237 people · EPA ID CA3710008
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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