1615 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1615 Cool Spring Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1984
Lot Size	0.048 acres (2,121 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2026)
Tax Bill	$2,987 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061B0-02-0M-00600`

Property Details

APN / Parcel Number

Primary APN	`061B0-02-0M-00600`
Alternative APN	`23405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,121 sqft (0.048 acres)
View / Lot	Proximity to Airport
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1615 COOL SPRING RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	TOWNWOOD SEC 2 BLK M LOT 6
Legal Subdivision	TOWNWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU
Mar 2, 2026	Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 12, 2019	Grant Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	20261822
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378

Mortgage

Document Number	202600001823
Date	Mar 2, 2026
Instrument	202600001823

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 2, 2026
Property Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Document Number	202600001822
Map Reference	MB 5254 PG 116
Instrument Date	Feb 20, 2026
Instrument	202600001822
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$334.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 12, 2019
Property Address	1615 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Document Number	0000013738
Book / Page	005254 / 000116
Instrument Date	Dec 9, 2019
Instrument	13738
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4119 PRESIDENTS RD SCOTTSVILLE VA 245903104, SCOTTSVILLE, VA 24590-3104

Mortgage

Document Number	13739
Date	Dec 12, 2019
Book Page	005254/000119
Instrument	13739

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,987.00 (+2.33%)	$334,100 (+2.3%) Land $99,000 Building $235,100	$334,100 (+2.3%) Land $99,000 Building $235,100
2025	$2,919.00 (+15.79%)	$326,600 (+10.64%) Land $93,500 Building $233,100	$326,600 (+10.64%) Land $93,500 Building $233,100
2023	$2,521.00	$295,200 Land $74,300 Building $220,900	$295,200 Land $74,300 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1615 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cool Spring Rd

Nearby Streets

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