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1603 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1603 Cool Spring Rd, Charlottesville, VA 22901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1984
Lot Size0.029 acres (1,272 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Jan 2011)
Tax Bill$2,629 (2026)
Deeds & MortgagesSep 2020 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN061B0-02-0L-00200

Property Details

APN / Parcel Number

Primary APN061B0-02-0L-00200
Alternative APN
  • 23396

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Finished Area
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,272 sqft (0.029 acres)
View / LotProximity to Airport
PorchSlab
Porch Area84 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1603 COOL SPRING RD
CityCHARLOTTESVILLE
StateVA
Zip22901-1378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10 RESIDE
Legal DescriptionTOWNWOOD 2 L 2
Legal SubdivisionTOWNWOOD
JurisdictionALBEMARLE VA
Township / Civil DivisionRIO
Census Block Group2
Census Block2000
Census Tract10702

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1603 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 19, 2017Deed of Trust, Mortgage · Conventional with PMI
PROVIDENT FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2011 · Amount on Record
Deed SaleJan 5, 2011 · Amount on Record
Deed Document Number2011249
Deed Book / Page3982 / 684
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1603 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Document Number0000013890
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 COOL SPRING RD CHARLOTTESVILLE VA 229011378, CHARLOTTESVILLE, VA 22901-1378

Mortgage

Document Number0000013890
DateOct 5, 2020
Book Page005400/000543
Instrument13890
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2050
Interest
Rate2.75%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1603 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378
Document Number0000014939
Book / Page004998 / 000775
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedJan 15, 2018
Title CompanySTONEBRIDGE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 COOL SPRING RD CHARLOTTESVILLE VA 229011378, CHARLOTTESVILLE, VA 22901-1378

Mortgage

Document Number0000014939
DateDec 27, 2017
Book Page004998/000775
Instrument14939
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressRICHMOND, VA 23219
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,629.00 (+2.74%)$294,100 (+7.02%) Land $90,000 Building $204,100$294,100 (+7.02%) Land $90,000 Building $204,100
2025$2,559.00 (+9.08%)
2023$2,346.00$274,800 Land $67,500 Building $207,300$274,800 Land $67,500 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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