Albemarle County property record for 1607 Cool Spring Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1984 |
| Lot Size | 0.03 acres (1,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,500 (Feb 2018) |
| Tax Bill | $2,577 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061B0-02-0L-00400 |
| Primary APN | 061B0-02-0L-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Finished Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,308 sqft (0.03 acres) |
| View / Lot | Proximity to Airport |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1607 COOL SPRING RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 RESIDE |
| Legal Description | TOWNWOOD 2 L 4 |
| Legal Subdivision | TOWNWOOD |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
Source: Albemarle County records · APN 061B0-02-0L-00400
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1607 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2023 | Gift Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Feb 01, 2018 | Grant Deed, Transfer · Conventional with PMI WATERSTONE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2018 · Amount on Record |
| Deed Sale | Feb 01, 2018 · Amount on Record |
| Deed Document Number | 20181135 |
| Deed Book / Page | 5010 / 133 |
| Last Transfer Date | Aug 02, 2023 |
| Transfer Doc | 0000007804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 07, 2023 |
| Property Address | 1607 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378 |
| Document Number | 202300007804 |
| Map Reference | MB 753 PG 653 |
| Instrument Date | Aug 02, 2023 |
| Instrument | 202300007804 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378 |
| Document Number | 202300007805 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 202300007805 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 01, 2018 |
| Property Address | 1607 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1378 |
| Document Number | 0000001135 |
| Book / Page | 005010 / 000133 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 1135 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1607 COOL SPRING RD CHARLOTTESVILLE VA 229011378, CHARLOTTESVILLE, VA 22901-1378 |
| Document Number | 1136 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 005010/000137 |
| Instrument | 1136 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2048 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,577.00 (+2.71%) | $288,300 (+7.17%) Land $90,000 Building $198,300 | $288,300 (+7.17%) Land $90,000 Building $198,300 |
| 2025 | $2,509.00 (+9.23%) | ||
| 2023 | $2,297.00 (+22.9%) | $269,000 Land $67,500 Building $201,500 | $269,000 Land $67,500 Building $201,500 |
| 2022 | $1,869.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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