Sherburne County property record for 1615 13th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Dec 2017) |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-410-0252 |
| Primary APN | 85-410-0252 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,028 sqft (0.23 acres) |
|---|
| Account Number | 42798 |
|---|---|
| Street Address | 1615 13TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26, BLK 2 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31500 |
1615 13th Ave SE is owned and occupied by an individual who bought it in December 2017.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1615 13TH AVE SE, SAINT CLOUD, MN 56304-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Mar 23, 2017 | Deed of Trust, Mortgage BREMER BANK NA |
| Dec 13, 2017 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on File |
| Deed Sale | Dec 13, 2017 · Amount on File |
| Prior Sale | May 15, 2015 · Amount on File |
| Deed Document Number | 2017849488 |
| Prior Transfer Date | May 13, 2015 |
| Prior Transfer Doc | 0000803355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1615 13TH AVE SE, SAINT CLOUD, MN 56304-2227 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000916840 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 916840 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1615 13TH AVE SE, SAINT CLOUD, MN 56304-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000836058 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 836058 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 13, 2017 |
| Property Address | 1615 13TH AVE SE, SAINT CLOUD, MN 56304-2227 |
| Document Number | 0000849488 |
| Instrument Date | Nov 24, 2017 |
| Instrument | 849488 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1615 13TH AVE SE, SAINT CLOUD, MN 56304-2227 |
| Document Number | 0000849489 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 849489 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1615 13th Ave SE was $2,926 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,900 (-) Land $40,000 Building $183,900 | $223,900 (-) Land $40,000 Building $183,900 | |
| 2025 | $2,926.00 | $223,900 Land $40,000 Building $183,900 | $223,900 Land $40,000 Building $183,900 |
| 2023 | $2,356.00 | $223,900 Land $40,000 Building $183,900 | |
| 2021 | $223,900 Land $40,000 Building $183,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1615 13th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1615 13th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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