1621 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1621 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.256 acres (11,181 sqft)
Owner2 Individual Names on Record
Last Sale$194,000 (Sep 2020)
Tax Bill$3,960 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-410-0248

Property Details

APN / Parcel Number

Primary APN85-410-0248
Alternative APNs
  • 85-00410-0248
  • 42796

Exterior

Lot Area11,181 sqft (0.256 acres)

Location & Zoning

Account Number42796
Street Address1621 13TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24, BLK 2
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionROYAL OAKS
Legal Block2
Legal Lot Number24
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3003
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1621 13TH AVE SE, SAINT CLOUD, MN 56304-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU
Dec 9, 2020Quit Claim Deed, Transfer
ANCONA TITLE, ANCONA TITLE & ESCROW
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Deed Document Number2020899245
Last Transfer DateDec 4, 2020
Transfer Doc0000907179
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address1621 13TH AVE SE, SAINT CLOUD, MN 56304-2227
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000909802
DateJan 13, 2021
Instrument909802
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateDec 9, 2020
Property Address1621 13TH AVE SE, SAINT CLOUD, MN 56304-2227
Document Number0000907179
Instrument DateDec 4, 2020
Instrument907179
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1621 13TH AVE SE ST CLOUD MN 563042227, ST CLOUD, MN 56304-2227

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateSep 1, 2020
Property Address1621 13TH AVE SE, SAINT CLOUD, MN 56304-2227
Document Number0000899245
Instrument DateAug 28, 2020
Instrument899245
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 13TH AVE SE, SAINT CLOUD, MN 56304-2227

Mortgage

Document Number0000899246
DateSep 1, 2020
Instrument899246
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$288,900 (-) Land $40,000 Building $248,900$288,900 (-) Land $40,000 Building $248,900
2025$3,960.00 (+10.55%)$288,900 (-) Land $40,000 Building $248,900$288,900 (-) Land $40,000 Building $248,900
2023$3,582.00$288,900 Land $40,000 Building $248,900
2021$288,900 Land $40,000 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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