Sherburne County property record for 1576 13th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,989 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jul 2023) |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-410-0352 |
| Primary APN | 85-410-0352 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,989 sqft (0.16 acres) |
|---|
| Account Number | 42826 |
|---|---|
| Street Address | 1576 13TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOTS TWENTY-FIVE AND TWENTY-SIX (25 & 26),BLOCK THREE (3), ROYAL OAKS ADDITION TO THE CITY OF ST. CLOUD, SHERBURNE |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 3 |
| Legal Lot Number | 25,26 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANKVISTA |
| Oct 28, 2021 | Deed of Trust, Mortgage HUD |
| Sep 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on Record |
| Deed Sale | Jul 3, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2019 · Amount on Record |
| Deed Document Number | 2023958519 |
| Prior Transfer Date | May 6, 2011 |
| Prior Transfer Doc | 0000731926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 3, 2023 |
| Property Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Document Number | 0000958519 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 958519 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Document Number | 0000958520 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 958520 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000930921 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 930921 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 18, 2019 |
| Property Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Document Number | 0000878815 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 878815 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.17 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1576 13TH AVE SE, SAINT CLOUD, MN 56304-2224 |
| Document Number | 0000878816 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 878816 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,400 (+4.08%) Land $40,000 Building $189,400 | $229,400 (+4.08%) Land $40,000 Building $189,400 | |
| 2025 | $2,872.00 (+26.3%) | $220,400 (+4.5%) Land $40,000 Building $180,400 | $220,400 (+14.43%) Land $40,000 Building $180,400 |
| 2023 | $2,274.00 | $210,900 (+9.5%) Land $40,000 Building $170,900 | |
| 2022 | $192,600 Land $40,000 Building $152,600 | $192,600 (-8.68%) Land $40,000 Building $152,600 | |
| 2021 | $210,900 Land $40,000 Building $170,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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