16145 Lakeshore Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 16145 Lakeshore Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 5,904 sqft · built 1931
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Oct 1997)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-8560-0001-00-9`

Property Details

APN / Parcel Number

Primary APN	`13-8560-0001-00-9`
Alternative APN	`11-13-8560-0001-00-9`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,904 sqft Living Area
1st Floor Area	2,952 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	242 ft deep x 75 ft wide
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16145 LAKESHORE RD
City	UNION PIER
State	MI
Zip	49129-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	LOT 1 BLK C PLAT OF WILLIAMS UNION PIER SUB NO 1
Legal Subdivision	WILLIAMS UNION PIER SUB
Legal Block	C
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2007
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 208, UNION PIER, MI 49129-0208
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Nov 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 1997 · Amount on Record
Deed Sale	Oct 17, 1997 · Amount on Record
Deed Book / Page	1843 / 1278
Last Transfer Date	Nov 20, 2023
Transfer Doc	003416/602
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	16145 LAKESHORE RD, UNION PIER, MI 49129-9469
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03203/0502
Date	Apr 18, 2018
Book Page	3203/0502

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Feb 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 20, 2023
Property Address	16145 LAKESHORE RD, UNION PIER, MI 49129-9469
Document Number	003416/602
Book / Page	3416 / 602
Map Reference	MB 7 PG 15
Instrument Date	Oct 23, 2023
Instrument	2023393210
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 208, UNION PIER, MI 49129-0208

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,400 (+47.06%)	$1,048,800 (+47.06%)
2025	$5,171.00 (+101.28%)
2023		$356,600	$713,200
2022	$2,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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