1613 Main St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 1613 Main St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2021)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2264741003.00`

Property Details

APN / Parcel Number

Primary APN	`2264741003.00`

Exterior

Total Buildings	3 Buildings

Location & Zoning

Street Address	1613 MAIN ST
City	FRANKLIN
State	LA
Zip	70538-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT TRACT CDEFGC PER PLAT 340 325768 ACQ 422 338200 IMPROVEMENT ON THE LAND OF DEROCHE JAMES ACQ 422 338200 IMPROVEMENT ON TH
Legal Subdivision	WARD TWELVE NON-SUBDIVISION
Legal Tract	C-G
Jurisdiction	ST MARY LA
Township / Civil Division	3
Census Block Group	3
Census Block	3031
Census Tract	41400

Owner

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1613 MAIN ST, FRANKLIN, LA 70538-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK D/B/A REGIONS MORTGAGE
Dec 7, 2021	Deed, Transfer · Stand-Alone First Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	338200
Deed Book / Page	422 / 675
Record Updated	Jun 8, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	1613 MAIN ST, FRANKLIN, LA 70538-3711
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE INS. CO.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001335/17
Date	Aug 24, 2012
Book Page	1335/17
Instrument	314123

Lender

Name	REGIONS BANK D/B/A REGIONS MORTGAGE
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Dec 7, 2021
Property Address	1613 MAIN ST, FRANKLIN, LA 70538-3711
Document Number	000422/675
Book / Page	422 / 675
Instrument Date	Dec 3, 2021
Instrument	338200
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 MAIN ST, FRANKLIN, LA 70538-3711

Mortgage

Document Number	0000357274
Date	Dec 7, 2021
Instrument	357274

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+19.17%) Homeowner's exemption	$13,513 (-) Land $1,692 Building $11,821	$135,130 (-) Land $16,920 Building $118,210
2023	$1,309.00 Homeowner's exemption	$13,513 Land $1,692 Building $11,821	$135,130 Land $16,920 Building $118,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	39 (1980–2021)
Claims Outside the SFHA	17 of 39
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 3 claims Hurricane Rita, Sep 2005 · 3 claims Hurricane Lili, Oct 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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